Ritchie Torres

Financial Access Protection Act

Public Integrity in Financial Prediction Markets Act of 2026

To prohibit the issuance, promotion, or sale of digital assets that use the name, likeness, or identifiable traits of certain Federal officials or their immediate family for financial gain, and to establish regulatory oversight under the Securities and Exchange Commission.

To amend the Internal Revenue Code of 1986 to establish a tax credit for the purchase and installation of certain water filtration systems in homes.

To require the Director of the Federal Housing Finance Agency to assess the costs and benefits of requiring the enterprises obtain 2 rather than 3 credit reports and credit scores, and for other purposes.

To require the Secretary of Housing and Urban Development to establish a program to require the National Institute of Standards and Technology to inspect buildings containing covered Federally assisted rental housing, and for other purposes.

To require a publicly traded company to disclose to the Securities and Exchange Commission if the company has a diversity, equity, and inclusion program to combat antisemitism.

To amend the Equal Credit Opportunity Act to require the collection of small business loan data related to LGBTQI-owned businesses.

To require the Secretary of the Treasury to conduct a study and submit a report on certain risks to United States investors in the event of hostilities in Taiwan or the Taiwan Strait.

To amend the Securities Exchange Act of 1934 to require issuers to disclose whether they do business in or with China or other aggressor nations, and for other purposes.

To amend the Securities Exchange Act of 1934 to require issuers to disclose whether their supply chain uses the force labor Uyghurs, and for other purposes.

To require a Member of Congress who makes and any individual who receives a request from a Member of Congress for a presidential pardon to disclose the request to the Select Committee on Ethics of the Senate or the Committee on Ethics of the House of Representatives, and for other purposes.

To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.

To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to monitor social media platforms for indicators of a bank run or financial panic, and for other purposes.

To require the Secretary of the Treasury to designate sectorially critical banking institutions, to require a higher level of regulatory supervision of such institutions, and for other purposes.

To require the Board of Governors of the Federal Reserve System and the Federal Open Market Committee to consider inflation, employment, and financial stability when setting interest rates.

To direct the Board of Governors of the Federal Reserve System to establish and maintain a permanent emergency lending program to provide member banks and other depository institutions with short-term liquidity against long-term assets.

To amend the International Financial Institutions Act to provide instructions with respect to the U.S. policy on co-financing arrangements at the multilateral development banks, and for other purposes.