HR2396-118

Introduced

To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to monitor social media platforms for indicators of a bank run or financial panic, and for other purposes.

118th Congress Introduced Mar 29, 2023

Summary

What This Bill Does

The bill requires monitoring social media for financial instability The Financial Stability Act of 2010 (12 U.S.C and requires study on the effects of social media on financial instability The Financial Stability Oversight Council shall conduct a study to determine if the content on social media platforms effects financial panic. It relies on definition changes, compliance mandates, and reporting requirements. The main policy areas are Financial Services and Finance.

Who Benefits and How

Public beneficiaries or protected communities affected by the clause could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties and Financial services firms and customers affected by the bill would take on compliance duties.

Key Provisions

  • Requires monitoring social media for financial instability The Financial Stability Act of 2010 (12 U.S.C.
  • Requires study on the effects of social media on financial instability The Financial Stability Oversight Council shall conduct a study to determine if the content on social media platforms effects financial panic...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill requires monitoring social media for financial instability The Financial Stability Act of 2010 (12 U.S.C and requires study on the effects of social media on financial instability The Financial Stability Oversight Council shall conduct a study to determine if the content on social media platforms effects financial panic.

Key Policy Areas

Financial Services, Finance

Primary Purpose

The bill requires monitoring social media for financial instability The Financial Stability Act of 2010 (12 U.S.C and requires study on the effects of social media on financial instability The Financial Stability Oversight Council shall conduct a study to determine if the content on social media platforms effects financial panic.

Policy Domains

Financial Services Finance

Whole bill

Identified Gains
  • Public beneficiaries or protected communities affected by the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Public beneficiaries or protected communities affected by the clause: ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Financial services firms and customers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Financial services firms and customers affected by the bill: ,
Federal, state, or local agencies responsible for implementing the clause: ,

Legislative Progress

Introduced
Introduced Committee Passed
Mar 29, 2023

Mr. Torres of New York introduced the following bill; which …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Financial Services Finance

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology