HR4560-118

Introduced

To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies that furnish consumer reports for tenant screening purposes from providing certain information, to establish duties of users of consumer reports for housing purposes, and for other purposes.

118th Congress Introduced Jul 11, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies that furnish consumer reports for tenant screening purposes from providing certain information, to establish duties of users of consumer reports for housing purposes, and for other purposes., changes federal law or congressional policy affecting law enforcement, courts, victims, and regulated public-safety actors. The main policy domain is Criminal Justice, Housing, Healthcare.

Who Benefits and How

law enforcement, courts, victims, and regulated public-safety actors may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, law enforcement, courts, victims, and regulated public-safety actors may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HC3E044127F964E858832F27307F0F59B: 1. Short title This Act may be cited as the Housing for Formerly Incarcerated Reentry and Stable Tenancy Act or the Housing FIRST Act.
  • Section H04840BA6DF0644F0B618CB436E27B4F6: 2. Definition of tenant screening purposes Section 603(h) of the Fair Credit Reporting Act (15 U.S.C. 1681a(h)) is amended— by inserting Employment Purposes...
  • Section HEA77C448549749D7BFA7F8E67AA75CB7: 3. Prohibition on information included in consumer reports furnished for tenant screening purposes The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is...
  • Section HC547DACAD0A64F249B42B7DDCB987B27: 605D. Consumer reports for tenant screening purposes A consumer reporting agency that furnishes a consumer report for tenant screening purposes shall not...
  • Section HD4D135A2338E4C6CA71172E5BB9454E7: 4. Conditions for furnishing and using consumer reports for tenant screening purposes Section 604(b) of the Fair Credit Reporting Act (15 U.S.C. 1681b(b)) is...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies that furnish consumer reports for tenant screening purposes from providing certain information, to establish duties of users of consumer reports for housing purposes, and for other purposes., changes federal law or congressional policy affecting law enforcement, courts, victims, and regulated public-safety actors.

Key Policy Areas

Criminal Justice, Housing, Healthcare

Primary Purpose

This bill, To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies that furnish consumer reports for tenant screening purposes from providing certain information, to establish duties of users of consumer reports for housing purposes, and for other purposes., changes federal law or congressional policy affecting law enforcement, courts, victims, and regulated public-safety actors.

Policy Domains

Criminal Justice Housing Healthcare

Whole bill

Identified Gains
  • law enforcement, courts, victims, and regulated public-safety actors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
law enforcement, courts, victims, and regulated public-safety actors: , ,
Identified Costs
  • federal implementing agencies
  • law enforcement, courts, victims, and regulated public-safety actors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: , ,
law enforcement, courts, victims, and regulated public-safety actors: , ,

Legislative Progress

Introduced
Introduced Committee Passed
Jul 11, 2023

Ms. Pressley (for herself, Ms. Tlaib, Ms. Lee of California, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Criminal Justice Housing Healthcare
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology