To amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans., changes federal law or congressional policy affecting schools, students, and education providers. The main policy domain is Education, Finance.
Who Benefits and How
schools, students, and education providers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, schools, students, and education providers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section id05FDB0ECCA58485E91799A86A89B6B4D: 1. Short title This Act may be cited as the Transparency in Student Lending Act.
- Section HFF528B1ADE144A2BB715ACFA0C86DBC1: 2. Required disclosures Section 455(p) of the Higher Education Act of 1965 (20 U.S.C. 1087e(p)) is amended— by striking Each institution and inserting the...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans., changes federal law or congressional policy affecting schools, students, and education providers.
Key Policy Areas
Education, Finance
Primary Purpose
This bill, To amend the Higher Education Act of 1965 to require the disclosure of the annual percentage rates applicable to Federal student loans., changes federal law or congressional policy affecting schools, students, and education providers.
Policy Domains
Whole bill
Identified Gains
- schools, students, and education providers
Identified Costs
- federal implementing agencies
- schools, students, and education providers
Sponsors
Legislative Progress
IntroducedMr. Barrasso (for himself and Ms. Lummis) introduced the following …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology