S4498-119

In Committee

ABLE Tomorrow Act

119th Congress Introduced May 12, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, ABLE Tomorrow Act, changes federal law or congressional policy affecting families, benefit recipients, nonprofits, and service providers. The main policy domain is Social Welfare, Finance, Government Operations.

Who Benefits and How

families, benefit recipients, nonprofits, and service providers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, families, benefit recipients, nonprofits, and service providers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H22AF606DC4B0439FB726E2CC305EF324: 1. Short title This Act may be cited as the ABLE Tomorrow Act.
  • Section id89241ed07ca34d35a455d118d603a60d: 2. Findings Congress finds the following: People with disabilities are more than two and half times as likely to live in poverty than people without...
  • Section id6b91333f7c1242b3ad9e74ba616faa03: 3. Purposes The purposes of this Act are— to encourage and assist individuals with disabilities who have fewer resources to save using ABLE accounts; to...
  • Section H3733E10BF54743E1812DAC6EC2346782: 4. Repeal of transfer to State upon death of designated beneficiary Section 529A(f) of such Code is amended to read as follows: (f)Prohibition on State...
  • Section H0227F004F7034FFF96F9F7A91AE20D2C: 5. Modifications to contribution limitations Section 529(c)(3)(C)(i) of such Code is amended by striking the matter following subclause (III). Section 529A(b)...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, ABLE Tomorrow Act, changes federal law or congressional policy affecting families, benefit recipients, nonprofits, and service providers.

Key Policy Areas

Social Welfare, Finance, Government Operations

Primary Purpose

This bill, ABLE Tomorrow Act, changes federal law or congressional policy affecting families, benefit recipients, nonprofits, and service providers.

Policy Domains

Social Welfare Finance Government Operations

Whole bill

Identified Gains
  • families, benefit recipients, nonprofits, and service providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
families, benefit recipients, nonprofits, and service providers: ,
Identified Costs
  • federal implementing agencies
  • families, benefit recipients, nonprofits, and service providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
families, benefit recipients, nonprofits, and service providers: ,

Legislative Progress

In Committee
Introduced Committee Passed
May 12, 2026

Read twice and referred to the Committee on Finance.

May 12, 2026

Introduced in Senate

May 12, 2026

Mr. Moran (for himself, Mr. Van Hollen, Mr. Tillis, and …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Social Welfare Finance Government Operations
Actor Mappings
"the_commission"
→ The commission identified in the operative section
"secretary_of_treasury"
→ Secretary of the Treasury
"secretary_of_health_and_human_services"
→ Secretary of Health and Human Services
"secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology