S4411-119

In Committee

Investing in the American Dream Act

119th Congress Introduced Apr 28, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Investing in the American Dream Act, changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers. The main policy domain is Immigration, Finance, Environment.

Who Benefits and How

immigrants, border agencies, and immigration-service providers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, immigrants, border agencies, and immigration-service providers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the Investing in the American Dream Act.
  • Section iddd9395c824c542888421760d6a23deb7: 2. Definitions In this Act: The term covered loan means— a loan guaranteed under section 7(a) of the Small Business Act (15 U.S.C. 636(a)); a microloan under...
  • Section id1018ab0a962c466abb2ad403296d31ed: 3. Eligibility for business loans To be eligible for a covered loan, a small business concern shall be— located in the United States; and not less than 51...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, Investing in the American Dream Act, changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers.

Key Policy Areas

Immigration, Finance, Environment

Primary Purpose

This bill, Investing in the American Dream Act, changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers.

Policy Domains

Immigration Finance Environment

Whole bill

Identified Gains
  • immigrants, border agencies, and immigration-service providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
immigrants, border agencies, and immigration-service providers: ,
Identified Costs
  • federal implementing agencies
  • immigrants, border agencies, and immigration-service providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
immigrants, border agencies, and immigration-service providers: ,

Legislative Progress

In Committee
Introduced Committee Passed
Apr 28, 2026

Read twice and referred to the Committee on Small Business …

Apr 28, 2026

Introduced in Senate

Apr 28, 2026

Mr. Markey (for himself, Mrs. Shaheen, Mr. Coons, Ms. Rosen, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Immigration Finance Environment
Actor Mappings
"administrator_of_sba"
→ Administrator of the Small Business Administration

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology