S427-118

Introduced

To prohibit the Secretary of Labor from constraining the range or type of investments that may be offered to participants and beneficiaries of individual retirement accounts who exercise control over the assets in such accounts.

118th Congress Introduced Feb 15, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill requires fiduciary duties with respect to pension plan investments Section 404(a) of the Employee Retirement Income Security Act of 1974 (29 U.S.C. It relies on compliance mandates and delegation of rulemaking. The main policy areas are Financial Services and Finance.

Who Benefits and How

Public beneficiaries or protected communities affected by the clause could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties, Lobbyists, political organizations, and disclosure users affected by the bill would take on compliance duties, and Financial services firms and customers affected by the bill would take on compliance duties.

Key Provisions

  • Requires fiduciary duties with respect to pension plan investments Section 404(a) of the Employee Retirement Income Security Act of 1974 (29 U.S.C.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill requires fiduciary duties with respect to pension plan investments Section 404(a) of the Employee Retirement Income Security Act of 1974 (29 U.S.C.

Key Policy Areas

Financial Services, Finance

Primary Purpose

The bill requires fiduciary duties with respect to pension plan investments Section 404(a) of the Employee Retirement Income Security Act of 1974 (29 U.S.C.

Policy Domains

Financial Services Finance

Whole bill

Identified Gains
  • Public beneficiaries or protected communities affected by the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
Public beneficiaries or protected communities affected by the clause:
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Lobbyists, political organizations, and disclosure users affected by the bill
  • Financial services firms and customers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
Financial services firms and customers affected by the bill:
Federal, state, or local agencies responsible for implementing the clause:
Lobbyists, political organizations, and disclosure users affected by the bill:

Legislative Progress

Introduced
Introduced Committee Passed
Feb 15, 2023

Mr. Tuberville (for himself, Ms. Lummis, Mr. Braun, Mr. Scott …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Financial Services Finance

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology