S4097-119

In Committee

State-Based Education Loan Awareness Act

119th Congress Introduced Mar 16, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, State-Based Education Loan Awareness Act, changes federal law or congressional policy affecting schools, students, and education providers. The main policy domain is Education, Finance, Environment.

Who Benefits and How

schools, students, and education providers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, schools, students, and education providers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section id3BB2FB445D6243A2AC52B632AB21490D: 1. Short title This Act may be cited as the State-Based Education Loan Awareness Act.
  • Section id227074BACB66408CB58C1E02B0DD0E9B: 2. State-based education loan programs Section 151 of the Higher Education Act of 1965 (20 U.S.C. 1019) is amended— in paragraph (8)(B)— in clause (i), by...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, State-Based Education Loan Awareness Act, changes federal law or congressional policy affecting schools, students, and education providers.

Key Policy Areas

Education, Finance, Environment

Primary Purpose

This bill, State-Based Education Loan Awareness Act, changes federal law or congressional policy affecting schools, students, and education providers.

Policy Domains

Education Finance Environment

Whole bill

Identified Gains
  • schools, students, and education providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
schools, students, and education providers: ,
Identified Costs
  • federal implementing agencies
  • schools, students, and education providers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
schools, students, and education providers: ,

Legislative Progress

In Committee
Introduced Committee Passed
Mar 19, 2026

Committee on Health, Education, Labor, and Pensions. Hearings held.

Mar 16, 2026

Read twice and referred to the Committee on Health, Education, …

Mar 16, 2026

Introduced in Senate

Mar 16, 2026

Ms. Murkowski (for herself, Mr. Reed, Mr. Cassidy, and Mrs. …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Education Finance Environment
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

Key Definitions

Terms defined in this bill

1 term
"State-based education loan program" §id227074BACB66408CB58C1E02B0DD0E9B

an education loan program that— is provided by a State agency, State authority, or nonprofit organization, separately or jointly

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology