S3070-119

In Committee

Shutdown Student Loans for Feds Act

119th Congress Introduced Oct 29, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

Suspends federal student loan payments, interest accrual, and negative credit treatment for covered federal employees and certain contractors during shutdowns lasting at least 14 days, and credits the months toward loan forgiveness programs.

Who Benefits and How

Federal employees and certain shutdown-affected contractors with Direct Loans could get temporary payment relief, no interest accrual, and continued forgiveness credit during prolonged shutdowns.

Who Bears the Burden and How

The Education Department and federal finances would absorb the administrative and fiscal cost of suspending payments and interest and crediting the months toward forgiveness.

Key Provisions

  • Suspends Direct Loan payments for covered federal workers and certain contractors during shutdowns lasting at least 14 days.
  • Stops interest accrual, preserves credit reporting, credits the period toward loan forgiveness, and allows refunds of covered payments.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.

At a Glance

What This Bill Does

Suspends federal student loan payments, interest accrual, and negative credit treatment for covered federal employees and certain contractors during shutdowns lasting at least 14 days, and credits the months toward loan forgiveness programs.

Key Policy Areas

Education, Labor, Government Operations

Primary Purpose

Suspends federal student loan payments, interest accrual, and negative credit treatment for covered federal employees and certain contractors during shutdowns lasting at least 14 days, and credits the months toward loan forgiveness programs.

Policy Domains

Education Labor Government Operations

Main Provisions

Identified Gains
Contextual inference, no direct clause citation
  • Covered federal employees and contractors with Direct Loans during prolonged shutdowns
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Identified Costs
Contextual inference, no direct clause citation
  • Education Department officials and federal finances supporting the loan relief
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Legislative Progress

In Committee
Introduced Committee Passed
Oct 29, 2025

Ms. Alsobrooks (for herself, Mr. Van Hollen, Ms. Warren, Mr. …

Oct 29, 2025

Read twice and referred to the Committee on Health, Education, …

Oct 29, 2025

Introduced in Senate

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Government
1 mention across 1 clause
-1 negative

Education Department operations and federal finances supporting the loan suspension and forgiveness credit

2/2
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Education Labor Government Operations

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology