ROAD to Housing Act of 2025
Sponsors
Legislative Progress
IntroducedMr. Scott of South Carolina, from the Committee on Banking, …
Summary
What This Bill Does
Reforms HUD housing counseling programs with performance standards and geographic diversity requirements. Part of broader affordable housing package.
Who Benefits and How
- Homebuyers receive higher quality pre-purchase counseling
- Rural and urban communities gain more diverse counseling coverage
- HUD gets better tools to evaluate counseling effectiveness
Who Bears the Burden and How
- Housing counseling agencies face performance reviews and standards
- Underperforming counselors may lose certification
- HUD must conduct on-site and performance reviews
Key Provisions
- Geographic diversity required in counseling agency distribution
- Performance reviews for all participating agencies
- Counselor performance tracked against default rates
- Counselors may be removed for poor performance
Evidence Chain:
This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.
Primary Purpose
Comprehensive housing legislation to increase affordable housing supply through program reforms
Policy Domains
Legislative Strategy
"Improve housing counseling quality through performance accountability"
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_secretary"
- → Secretary of HUD
Key Definitions
Terms defined in this bill
Loan secured by 1-4 family property insured by FHA or guaranteed under section 184/184A
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology