To amend the Consumer Financial Protection Act of 2010 to ensure the Bureau of Consumer Financial Protection retains adequate resources to ensure fair, transparent, and competitive markets for financial products and services for consumers and to provide for whistleblower incentives and protection.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Consumer Financial Protection Act of 2010 to ensure the Bureau
of Consumer Financial Protection retains adequate resources to ensure fair, transparent,
and competitive markets for financial products and services for consumers and to provide
for whistleblower incentives and protection., changes federal law or congressional policy affecting federal agencies and legislative administrators. The main policy domain is Government Operations, Foreign Policy, Criminal Justice.
Who Benefits and How
federal agencies and legislative administrators may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section id5CA43C5AB5F44C2193759C9AE3A84344: 1. Short title This Act may be cited as the Stop the Scammers Act.
- Section id6209ae3081fe416bbb7935eaefcac16a: 2. Bureau whistleblower incentives and protection The Consumer Financial Protection Act of 2010 (12 U.S.C. 5481 et seq.) is amended by inserting after section...
- Section idB7695F9EC7B94E2F8B594A21848AD35F: 1017A. Whistleblower incentives and protection In this section: The term administrative proceeding or court action means any judicial or administrative action...
- Section idac13bd03713743fc854ec22b4e45b1e9: 3. Funding cap for the Bureau of Consumer Financial Protection Section 1017(a)(2)(A)(iii) of the Consumer Financial Protection Act of 2010 (12 U.S.C....
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To amend the Consumer Financial Protection Act of 2010 to ensure the Bureau of Consumer Financial Protection retains adequate resources to ensure fair, transparent, and competitive markets for financial products and services for consumers and to provide for whistleblower incentives and protection., changes federal law or congressional policy affecting federal agencies and legislative administrators.
Key Policy Areas
Government Operations, Foreign Policy, Criminal Justice
Primary Purpose
This bill, To amend the Consumer Financial Protection Act of 2010 to ensure the Bureau of Consumer Financial Protection retains adequate resources to ensure fair, transparent, and competitive markets for financial products and services for consumers and to provide for whistleblower incentives and protection., changes federal law or congressional policy affecting federal agencies and legislative administrators.
Policy Domains
Whole bill
Identified Gains
- federal agencies and legislative administrators
Identified Costs
- federal implementing agencies
Sponsors
Legislative Progress
IntroducedMs. Cortez Masto (for herself, Ms. Warren, Mr. Schumer, Mr. …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
Key Definitions
Terms defined in this bill
information that—(A)is derived from the independent knowledge or analysis of a whistleblower
information that— is derived from the independent knowledge or analysis of a whistleblower
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology