S2099-118

Reported

To establish an Office of Community Financial Institutions within the Small Business Administration that will strengthen the ability of Community Financial Institutions to support the development of small business concerns in underserved communities, and for other purposes.

118th Congress Introduced Jun 21, 2023

Legislative Progress

Reported
Introduced Committee Passed
Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Jul 25, 2023

Reported by Mr. Cardin, with an amendment

Summary

What This Bill Does

Establishes Office of Community Financial Institutions within SBA to enhance performance of CDFIs and support small business capital access.

Who Benefits and How

Community financial institutions gain dedicated SBA support. Small businesses in underserved areas gain capital access. CDFIs receive coordination and technical assistance.

Who Bears the Burden and How

SBA establishes new office. Director must be appointed within 180 days.

Key Provisions

  • Creates Office of Community Financial Institutions
  • Director reports to Associate Administrator of Capital Access
  • Focuses on CDFI performance and small business lending
Model: claude-opus-4
Generated: Jan 10, 2026 19:18

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Creates Office of Community Financial Institutions within SBA to support CDFIs and community lenders

Policy Domains

Small Business Community Development Financial Institutions

Legislative Strategy

"Strengthen SBA support for community lenders"

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Small Business Community Development
Actor Mappings
"administrator"
→ SBA Administrator

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology