VALID Act of 2025
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
The bill expands a loan guarantee provision: 1. Short title This Act may be cited as the VA Loan Informed Disclosure Act of 2025 or VALID Act of 2025, expands a loan guarantee, compliance mandate provision: 2. FHA informed consumer choice disclosure Subparagraph (A) of section 203(f)(2) of the National Housing Act (12 U.S.C. 1709(f)(2)(A)) is amended— by inserting (i), and expands a loan guarantee, compliance mandate provision: 3. Military service question Subpart A of part 2 of subtitle A of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et. It relies on loan guarantees and compliance mandates. The main policy areas are Defense, Finance, and Veterans Affairs.
Who Benefits and How
The available clause analysis does not identify a specific beneficiary group.
Who Bears the Burden and How
No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.
Key Provisions
- Expands a loan guarantee provision: 1. Short title This Act may be cited as the VA Loan Informed Disclosure Act of 2025 or VALID Act of 2025.
- Expands a loan guarantee, compliance mandate provision: 2. FHA informed consumer choice disclosure Subparagraph (A) of section 203(f)(2) of the National Housing Act (12 U.S.C. 1709(f)(2)(A)) is amended— by inserting (i)...
- Expands a loan guarantee, compliance mandate provision: 3. Military service question Subpart A of part 2 of subtitle A of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et...
- Expands a loan guarantee, compliance mandate provision: 1329. Uniform residential loan application.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.
At a Glance
What This Bill Does
The bill expands a loan guarantee provision: 1. Short title This Act may be cited as the VA Loan Informed Disclosure Act of 2025 or VALID Act of 2025, expands a loan guarantee, compliance mandate provision: 2. FHA informed consumer choice disclosure Subparagraph (A) of section 203(f)(2) of the National Housing Act (12 U.S.C. 1709(f)(2)(A)) is amended— by inserting (i), and expands a loan guarantee, compliance mandate provision: 3. Military service question Subpart A of part 2 of subtitle A of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et.
Key Policy Areas
Defense, Finance, Veterans Affairs
Primary Purpose
The bill expands a loan guarantee provision: 1. Short title This Act may be cited as the VA Loan Informed Disclosure Act of 2025 or VALID Act of 2025, expands a loan guarantee, compliance mandate provision: 2. FHA informed consumer choice disclosure Subparagraph (A) of section 203(f)(2) of the National Housing Act (12 U.S.C. 1709(f)(2)(A)) is amended— by inserting (i), and expands a loan guarantee, compliance mandate provision: 3. Military service question Subpart A of part 2 of subtitle A of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et.
Policy Domains
Sponsors
Legislative Progress
In CommitteeMr. Van Hollen (for himself and Mr. Boozman) introduced the …
Read twice and referred to the Committee on Banking, Housing, …
Introduced in Senate
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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