S1564-119

In Committee

Floodplain Enhancement and Recovery Act

119th Congress Introduced May 1, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Floodplain Enhancement and Recovery Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Criminal Justice, Housing.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the Floodplain Enhancement and Recovery Act.
  • Section idc95189b1fbce4132ae791d7662118bb2: 2. Ecosystem restoration projects Section 22 of the Homeowner Flood Insurance Affordability Act of 2014 (42 U.S.C. 4101e) is amended to read as follows: In...
  • Section idC7E8DCA3EBDC45E0A086294A76685A58: 22. Ecosystem restoration projects In this section, the term ecosystem restoration project means a project proposed for the primary purpose of manipulating the...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, Floodplain Enhancement and Recovery Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Criminal Justice, Housing

Primary Purpose

This bill, Floodplain Enhancement and Recovery Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Criminal Justice Housing

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

In Committee
Introduced Committee Passed
May 1, 2025

Mrs. Murray (for herself and Mr. Daines) introduced the following …

May 1, 2025

Read twice and referred to the Committee on Banking, Housing, …

May 1, 2025

Introduced in Senate

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Criminal Justice Housing
Actor Mappings
"administrator_of_fema"
→ Administrator of the Federal Emergency Management Agency

Key Definitions

Terms defined in this bill

2 terms
"ecosystem restoration project" §idC7E8DCA3EBDC45E0A086294A76685A58

a project proposed for the primary purpose of manipulating the physical, chemical, or biological characteristics of a site with the goal of— recovering natural and beneficial functions to a former or degraded aquatic resource or floodplain

"ecosystem restoration project" §idc95189b1fbce4132ae791d7662118bb2

a project proposed for the primary purpose of manipulating the physical, chemical, or biological characteristics of a site with the goal of—(1)recovering natural and beneficial functions to a former or degraded aquatic resource or floodplain

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology