To provide Americans with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To provide Americans with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Technology, Criminal Justice.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H06C0837692184482863EFECCBA5956EB: 1. Short title; table of contents This Act may be cited as the American Privacy Rights Act of 2024. The table of contents for this Act is as follows:
- Section H3123193BF6744CFD9DEF06BE803EBBBC: 101. Definitions In this title: The term affirmative express consent means an affirmative act by an individual that— clearly communicates the authorization of...
- Section H067618BDEC2C4F54A48518E56BC519AC: 102. Data minimization A covered entity may not collect, process, retain, or transfer covered data of an individual or direct a service provider to collect,...
- Section H6B7B7FFA4CCC424682660176A41583B3: 103. Privacy by design Each covered entity and service provider shall establish, implement, and maintain reasonable policies, practices, and procedures that...
- Section H69055538B64F4AA5839B38CF5906C29C: 104. Transparency Each covered entity and service provider shall make publicly available a clear and conspicuous, not misleading, and easy-to-read privacy...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To provide Americans with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Technology, Criminal Justice
Primary Purpose
This bill, To provide Americans with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
IntroducedMrs. Rodgers of Washington (for herself, Mr. Pallone, Mr. Bilirakis, …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_commission"
- → The commission identified in the operative section
- "secretary_of_commerce"
- → Secretary of Commerce
Key Definitions
Terms defined in this bill
an individual 13 years of age or older, but under the age of 17. The term third party— means any entity that— receives covered data from another entity that is not the individual to whom the data pertains
individually identifiable information about an individual collected online, including— a first and last name
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology