HR8413-119

In Committee

SECURE Data Act

119th Congress Introduced Apr 21, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, SECURE Data Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Healthcare, Civil Rights.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H91D960EF3C3C40EE86CC29A9DEB70647: 1. Short title This Act may be cited as the Securing and Establishing Consumer Uniform Rights and Enforcement over Data Act or the SECURE Data Act. The table...
  • Section H70515CE339A24B898D2D0A0D63F587E6: 2. Consumer privacy rights A consumer has the following privacy rights with respect to a controller: To confirm whether a controller is processing the personal...
  • Section H87E0EE4082E74A52A26149AD10DF2D0F: 3. Controllers A controller shall limit the collection of personal data to what is adequate, relevant, and reasonably necessary in relation to each purpose for...
  • Section HA1A60CFB2CD84E6BBFFEAA5D451E40DE: 4. Data security A controller shall establish, implement, and maintain reasonable administrative, technical, and physical data security practices to protect...
  • Section H6894C65B3EDD4940B79AF39CA91452DB: 5. Data brokers A data broker shall post on a publicly available website or mobile application a conspicuous notice that— states that the entity maintaining...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, SECURE Data Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Healthcare, Civil Rights

Primary Purpose

This bill, SECURE Data Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Healthcare Civil Rights

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: , ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: , ,
financial institutions, investors, and borrowers: , ,

Legislative Progress

In Committee
Introduced Committee Passed
Apr 21, 2026

Referred to the Committee on Energy and Commerce, and in …

Apr 21, 2026

Introduced in House

Apr 21, 2026

Mr. Joyce of Pennsylvania (for himself, Mr. Fry, Mr. Kean, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Healthcare Civil Rights
Actor Mappings
"the_commission"
→ The commission identified in the operative section
"secretary_of_commerce"
→ Secretary of Commerce

Key Definitions

Terms defined in this bill

1 term
"sensitive data" §HFCED349055924209B942CF3CA7E38370

a category of personal data that includes— personal data that discloses racial or ethnic origin, religious belief, mental or physical health diagnosis, sexual orientation, or citizenship or immigration status

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology