HR8338-119

In Committee

SAFER Act of 2026

119th Congress Introduced Apr 16, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, SAFER Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Technology, Government Operations.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HFCC8CB3186EE475792D7118F9EE3292C: 1. Short title This Act may be cited as the Safeguarding Americans’ Fairly Earned Retirement Act of 2026 or the SAFER Act of 2026.
  • Section HC0C8FE52365F4948B1B0DFCB0EF62850: 2. Escheatment of certain securities, digital assets, or investment accounts held by custodians With respect to any covered asset that is directly held or...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, SAFER Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Technology, Government Operations

Primary Purpose

This bill, SAFER Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Technology Government Operations

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers:
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies:
financial institutions, investors, and borrowers:

Legislative Progress

In Committee
Introduced Committee Passed
Apr 16, 2026

Referred to the House Committee on Financial Services.

Apr 16, 2026

Introduced in House

Apr 16, 2026

Mr. Liccardo (for himself and Mr. Lawler) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Technology Government Operations
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology