Permanent Housing Affordability Act
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Permanent Housing Affordability Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing, Government Operations.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H7460FE833FF344E7BB6324BBC47D6B85: 1. Short title This Act may be cited as the Permanent Housing Affordability Act.
- Section H024B64DCA09949CEA8F3A40233437AC3: 2. Definitions In this Act: The term community development financial institution has the meaning given the term in section 103 of the Community Development...
- Section H8EE0906BD6E84684BB2EA268BAABEC8F: 3. Lasting Home Affordability Fund Not later than 90 days after the date of enactment of this Act, the Secretary of the Treasury (in this section referred to...
- Section H80B6DFDCF2994EB8B71643F6E84FD588: 4. Lasting affordability homeownership grant pilot program The Secretary of Housing and Urban Development (in this section referred to as the Secretary) shall...
- Section HFA2F8532E47B4D0F89F6E152E0ABE1BB: 5. Shared equity housing research and awareness programs The Secretary of Housing and Urban Development (in this section referred to as the Secretary), acting...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, Permanent Housing Affordability Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Housing, Government Operations
Primary Purpose
This bill, Permanent Housing Affordability Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
In CommitteeReferred to the Committee on Financial Services, and in addition …
Introduced in House
Ms. Schrier introduced the following bill; which was referred to …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_administrator"
- → The Administrator identified in the operative section
- "secretary_of_treasury"
- → Secretary of the Treasury
- "secretary_of_housing_and_urban_development"
- → Secretary of Housing and Urban Development
Key Definitions
Terms defined in this bill
a model of resale-restricted, owner-occupied housing the primary purpose of which is to create and preserve a supply of owner-occupied units affordable to low- and moderate-income households that— carry terms of affordability that are not less than— 99 years
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology