HR7598-119

In Committee

VALOR Act

119th Congress Introduced Feb 17, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, VALOR Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Defense, Veterans Affairs.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H6F0703722C8E4BC4BBFAF06FE2E2439A: 1. Short title This Act may be cited as the Veterans Assistance for Loan Origination Relief Act or the VALOR Act.
  • Section H86DAC97480AF420CAFED5969F9F9C9B1: 2. Housing loan fees: clarification on overpayments and refunds for certain veterans with pending disability claims Section 3729 of title 38, United States...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, VALOR Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Defense, Veterans Affairs

Primary Purpose

This bill, VALOR Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Defense Veterans Affairs

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

In Committee
Introduced Committee Passed
Mar 10, 2026

Referred to the Subcommittee on Economic Opportunity.

Feb 17, 2026

Referred to the House Committee on Veterans' Affairs.

Feb 17, 2026

Introduced in House

Feb 17, 2026

Mr. Levin (for himself and Mr. Moylan) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Defense Veterans Affairs
Actor Mappings
"the_secretary"
→ The Secretary identified in the operative section

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology