HR5504-119

Introduced

To amend the Internal Revenue Code of 1986 to allow for a credit against tax for certain flood insurance expenses.

119th Congress Introduced Sep 18, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates flood Insurance Tax Credit Act of 2025, creates credit for flood insurance expenses, and creates flood insurance expense credit. It relies on tax credits. The main policy areas are Finance.

Who Benefits and How

Homeowners with flood insurance could see lower costs.

Who Bears the Burden and How

Homeowners with flood insurance could lose revenue opportunities.

Key Provisions

  • Creates flood Insurance Tax Credit Act of 2025.
  • Creates credit for flood insurance expenses.
  • Creates flood insurance expense credit.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates flood Insurance Tax Credit Act of 2025, creates credit for flood insurance expenses, and creates flood insurance expense credit.

Key Policy Areas

Finance

Primary Purpose

The bill creates flood Insurance Tax Credit Act of 2025, creates credit for flood insurance expenses, and creates flood insurance expense credit.

Policy Domains

Finance

Whole bill

Identified Gains
  • Homeowners with flood insurance
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Homeowners with flood insurance:
Identified Costs
  • Homeowners with flood insurance
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Homeowners with flood insurance:

Legislative Progress

Introduced
Introduced Committee Passed
Sep 18, 2025

Ms. Velázquez introduced the following bill; which was referred to …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Taxpayers
2 mentions across 2 clauses
+2 positive

Homeowners with flood insurance

3/3
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology