HR4669-119

Reported

FEMA Act of 2025

119th Congress Introduced Jul 23, 2025

Summary

What This Bill Does

This bill establishes FEMA as a cabinet-level independent establishment in the executive branch and defines its mission as reducing loss of life and property from all hazards by leading and supporting preparedness, response, recovery, and mitigation. It provides for a Senate-confirmed Administrator who reports directly to the President, a Deputy Administrator, assistant administrators, transfer of FEMA functions, a FEMA Working Capital Fund, saving provisions, reference updates, and a Veterans Advocate. It also requires robust regional offices, including regional disability integration specialists, and directs FEMA to integrate the needs of children, underserved communities, individuals with disabilities, and other vulnerable populations with access and functional needs.

The bill then rewrites many Stafford Act and disaster-assistance rules. It creates or updates provisions on rebuilding public infrastructure, expedited repair and replacement of damaged facilities, disaster declaration damage thresholds, unified federal reviews, Federal permitting, debris removal, block grants for small disasters, preliminary damage assessments, management costs, reasonable incident periods, emergency work funding, procurement practices, crisis counseling and addiction in disasters, individual assistance, universal applications, disaster-victim information, state-managed housing, online guides, total-loss assistance, non-congregate sheltering, mitigation project plans, hazard mitigation loans, resilient buildings, utility resiliency, alerting systems, fraud and identity theft, renter challenges, workforce retention, and public-assistance dashboards.

Who Benefits and How

Disaster survivors benefit from universal individual-assistance applications, improved notices, better online guides, housing authorities, total-loss assistance, non-congregate sheltering access, and faster emergency work. State emergency management agencies, local governments, tribal governments, territories, public infrastructure owners, and utilities benefit from block grants, damage-threshold reforms, unified review, debris removal, mitigation planning, repair and rebuilding changes, and public-assistance dashboards. Veterans affected by disasters benefit from a designated FEMA Veterans Advocate. Children, individuals with disabilities, elderly residents, and other vulnerable populations benefit because FEMA must integrate access and functional needs into preparedness, response, recovery, and mitigation. Emergency responders and regional FEMA offices benefit from clearer roles, training, exercises, funding, and technical assistance.

Who Bears the Burden and How

FEMA leadership must manage an independent-agency transition, new reporting, regional-office requirements, program reforms, public dashboards, studies, working groups, and workforce-retention changes. DHS transfer staff and FEMA personnel offices must move functions, personnel, assets, contracts, grants, records, and administrative actions into the new structure. State, local, tribal, and territorial applicants must adapt to new disaster-damage thresholds, unified reviews, information-collection rules, mitigation applications, and assistance processes. GAO staff must conduct repeated reviews on the FEMA transition, preliminary damage assessments, management costs, insurance utilization, repair and rebuilding savings, alerts, and other reforms. Federal appropriators and OMB budget staff must support the new independent-agency structure and its working-capital and assistance authorities.

Key Provisions

  • Establishes FEMA as an independent cabinet-level agency with a mission covering preparedness, response, recovery, and mitigation.
  • Requires a Senate-confirmed FEMA Administrator, Deputy Administrator, assistant administrators, transferred functions, and saving provisions.
  • Establishes a FEMA Working Capital Fund and a Veterans Advocate for disaster assistance.
  • Reforms public infrastructure rebuilding, expedited repair, damage thresholds, unified federal review, and Federal permitting.
  • Provides block grants for small disasters, debris-removal reforms, management-cost modernization, and preliminary-damage-assessment changes.
  • Expands individual assistance through universal applications, direct assistance, notices, housing authorities, online guides, total-loss support, and non-congregate sheltering.
  • Strengthens hazard mitigation plans, resilient buildings, utility resiliency, alerting systems, disaster-fraud review, workforce retention, and public-assistance dashboards.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

Makes FEMA an independent cabinet-level agency and rewrites a broad emergency-management package covering FEMA leadership, transfers, regional offices, veterans and vulnerable populations, public infrastructure rebuilding, disaster backlogs, damage thresholds, unified federal review, debris removal, individual assistance, housing, mitigation, alerts, fraud, workforce retention, and public-assistance dashboards.

Key Policy Areas

Emergency Management, Disaster Assistance, FEMA, Public Infrastructure, Housing, Mitigation

Primary Purpose

Makes FEMA an independent cabinet-level agency and rewrites a broad emergency-management package covering FEMA leadership, transfers, regional offices, veterans and vulnerable populations, public infrastructure rebuilding, disaster backlogs, damage thresholds, unified federal review, debris removal, individual assistance, housing, mitigation, alerts, fraud, workforce retention, and public-assistance dashboards.

Policy Domains

Emergency Management Disaster Assistance FEMA Public Infrastructure Housing Mitigation

House resolution provisions

Identified Gains
  • Disaster survivors
  • State emergency management agencies
  • Local governments
  • Tribal governments
  • Territories
  • Public infrastructure owners
  • Utilities
  • Veterans affected by disasters
  • Children in disaster areas
  • Individuals with disabilities
  • Emergency responders
  • Regional FEMA offices
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
Utilities: , , , , , , , , , , , ,
Territories: , , , , , , , , , , , ,
Local governments: , , , , , , , , , , , ,
Disaster survivors: , , , , , , , , , , , ,
Tribal governments: , , , , , , , , , , , ,
Emergency responders: , , , , , , , , , , , ,
Regional FEMA offices: , , , , , , , , , , , ,
Children in disaster areas: , , , , , , , , , , , ,
Public infrastructure owners: , , , , , , , , , , , ,
Individuals with disabilities: , , , , , , , , , , , ,
Veterans affected by disasters: , , , , , , , , , , , ,
State emergency management agencies: , , , , , , , , , , , ,
Identified Costs
  • FEMA leadership
  • DHS transfer staff
  • FEMA personnel offices
  • State disaster applicants
  • Local disaster applicants
  • Tribal disaster applicants
  • GAO staff
  • Federal appropriators
  • OMB budget staff
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
GAO staff: , , , , , , , , , , , ,
FEMA leadership: , , , , , , , , , , , ,
OMB budget staff: , , , , , , , , , , , ,
DHS transfer staff: , , , , , , , , , , , ,
Federal appropriators: , , , , , , , , , , , ,
FEMA personnel offices: , , , , , , , , , , , ,
Local disaster applicants: , , , , , , , , , , , ,
State disaster applicants: , , , , , , , , , , , ,
Tribal disaster applicants: , , , , , , , , , , , ,

Legislative Progress

Reported
Introduced Committee Passed
Sep 3, 2025

Ordered to be Reported (Amended) by the Yeas and Nays: …

Sep 3, 2025

Committee Consideration and Mark-up Session Held

Sep 3, 2025

Subcommittee on Economic Development, Public Buildings, and Emergency Management Discharged

Sep 2, 2025

Referred to the Subcommittee on Economic Development, Public Buildings, and …

Jul 24, 2025

Referred to the Subcommittee on Emergency Management and Technology.

Jul 23, 2025

Referred to the Committee on Transportation and Infrastructure, and in …

Jul 23, 2025

Introduced in House

Jul 23, 2025

Mr. Graves (for himself, Mr. Larsen of Washington, Mr. Webster …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

General Public
33 mentions across 33 clauses
+31 positive -2 negative

Borrowers making prepayments, Borrowers who repay defaulted loans, Defaulted borrowers

Positive-direction: Borrowers making prepayments, Borrowers who repay defaulted loans, Defaulted student loan borrowers, Disaster assistance applicants, Disaster assistance applicants with pending cases, Disaster victims, Disaster victims applying for assistance, Disaster victims in temporary housing, Disaster victims needing housing, Disaster victims with mental health or substance use issues, Displaced disaster victims, Existing federal student loan borrowers, Federal student loan borrowers, Future student loan borrowers, General public, Homeless individuals affected by disasters, Homeowners needing emergency repairs, Homeowners with disaster damage, Homeowners with total loss, Private student loan borrowers, Renters affected by disasters, Vulnerable disaster victims

Negative-direction: Defaulted borrowers, Taxpayers

State & Local Government
23 mentions across 21 clauses
+21 positive -2 negative

Building code officials, Disaster assistance applicants, Disaster recovery applicants

Positive-direction: Disaster assistance applicants, Disaster recovery applicants, Emergency management personnel, Local governments, State and local emergency management agencies, State and local governments, State and local governments adopting modern codes, State and local governments applying for mitigation grants, State and local governments with pending disaster applications, State and local governments with strong mitigation programs, State and tribal governments, State governments, State governments with mitigation plans

Negative-direction: Building code officials, States without mitigation programs

Government
17 mentions across 17 clauses
+8 positive -9 negative

Disaster assistance programs, Emergency alerting systems, FEMA

Positive-direction: Disaster assistance programs, Emergency alerting systems, FEMA disaster workforce, FEMA employees, Indian tribal governments, Tribal governments, Wildfire management agencies

Negative-direction: FEMA, FEMA regional administrators, Federal agencies, Federal agencies with environmental review authority, Federal student loan program, Government Accountability Office

Construction
6 mentions across 6 clauses
+6 positive

Construction and engineering firms, Disaster recovery projects, Home repair contractors

Emergency Services
2 mentions across 2 clauses
+2 positive

Emergency management community, Emergency response personnel

Utilities
2 mentions across 2 clauses
+2 positive

Electric utilities, Stormwater pumping station operators

Professional Services
2 mentions across 2 clauses
+1 positive -1 negative

Environmental review processes, Licensed engineers, architects, and cost estimators

Positive-direction: Licensed engineers, architects, and cost estimators

Negative-direction: Environmental review processes

Low-Income Households
2 mentions across 1 clause
+2 positive

Economically distressed communities, Rural areas

71/83
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Emergency Management Disaster Assistance FEMA Public Infrastructure Housing Mitigation
Actor Mappings
"gao"
→ Government Accountability Office
"fema"
→ Federal Emergency Management Agency

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology