To make available necessary disaster assistance for families affected by major disasters, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To make available necessary disaster assistance for families affected by major disasters, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing, Government Operations.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section HC4C069C4D17740E587367F1253E2C64F: 1. Short title This Act may be cited as the Housing Survivors of Major Disasters Act.
- Section HC5968D61ECA045F8998E0D42E84FFAF0: 2. Definitions In this Act: The term FEMA means the Federal Emergency Management Agency. The term Administrator means the Administrator of FEMA.
- Section HD9E7B831CAF842FA89A2D83C41DE3B68: 3. Eligibility for and use of disaster assistance Where an individual or household does not have documented ownership rights in their predisaster primary...
- Section H09F5FB31C49E4C02A7F137FC338E85D6: 4. Repair and rebuilding Section 408(b)(1) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5174(b)(1)) is amended— by...
- Section H1D7CBF930BD24DF6810BA0F149877BFC: 5. Determination of budgetary effects The budgetary effects of this Act, for the purpose of complying with the Statutory Pay-As-You-Go Act of 2010, shall be...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To make available necessary disaster assistance for families affected by major disasters, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Housing, Government Operations
Primary Purpose
This bill, To make available necessary disaster assistance for families affected by major disasters, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
IntroducedMr. Espaillat (for himself and Mrs. Kim) introduced the following …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_administrator"
- → The Administrator identified in the operative section
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology