HR4128-118

Introduced

To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes.

118th Congress Introduced Jun 14, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes., changes federal law or congressional policy affecting importers, exporters, and commercial firms. The main policy domain is Trade, Criminal Justice, Government Operations.

Who Benefits and How

importers, exporters, and commercial firms may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, importers, exporters, and commercial firms may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H07EC6602424145ED9834909AF78029F9: 1. Short title This Act may be cited as the Payment Choice Act of 2023.
  • Section HCA944D8C4E2D4E3E846C2370B33086C1: 2. Sense of Congress It is the sense of Congress that United States currency should be treated as legal tender throughout the United States, and that every...
  • Section HF564827929A34DB39BF43546742A2D08: 3. Retail businesses prohibited from refusing cash payments Subchapter I of chapter 51 of title 31, United States Code, is amended by adding at the end the...
  • Section H1A061E7DA3544F21A53E374556750EC4: 5104. Retail businesses prohibited from refusing cash payments Any person engaged in the business of selling or offering goods or services at retail to the...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes., changes federal law or congressional policy affecting importers, exporters, and commercial firms.

Key Policy Areas

Trade, Criminal Justice, Government Operations

Primary Purpose

This bill, To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes., changes federal law or congressional policy affecting importers, exporters, and commercial firms.

Policy Domains

Trade Criminal Justice Government Operations

Whole bill

Identified Gains
  • importers, exporters, and commercial firms
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
importers, exporters, and commercial firms:
Identified Costs
  • federal implementing agencies
  • importers, exporters, and commercial firms
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies:
importers, exporters, and commercial firms:

Legislative Progress

Introduced
Introduced Committee Passed
Jun 14, 2023

Mr. Payne (for himself, Mr. Mooney, Mr. Rose, and Mr. …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Trade Criminal Justice Government Operations
Actor Mappings
"secretary_of_treasury"
→ Secretary of the Treasury

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology