HR3422-119

Passed House

Promoting Opportunities for Non-Traditional Capital Formation Act

119th Congress Introduced May 15, 2025

Summary

What This Bill Does

The Promoting Opportunities for Non-Traditional Capital Formation Act amends Securities Exchange Act section 4(j)(4), which defines duties of the SEC Advocate for Small Business Capital Formation. The Advocate must provide educational resources and host or participate in events for small businesses and small-business investors. Those resources and events must raise awareness of capital-raising options for underrepresented small businesses, including women-owned small businesses and minority-owned small businesses; businesses located in rural areas; and small businesses affected by hurricanes or other natural disasters. The Advocate also must meet at least annually with representatives of state securities commissions to discuss collaboration and coordination on efforts to assist small businesses and small-business investors.

Who Benefits and How

Women-owned small businesses, minority-owned small businesses, rural small businesses, disaster-affected small businesses, small-business investors, state securities commissions, state small-business outreach staff, entrepreneurs seeking nontraditional capital, and local economic-development organizations benefit because the bill directs SEC small-business outreach toward groups that may have less access to conventional capital markets and requires recurring state-federal coordination.

Who Bears the Burden and How

The SEC Advocate for Small Business Capital Formation, SEC small-business outreach staff, state securities commission representatives, event hosts, capital-formation educators, and SEC program managers bear burdens because they must create educational resources, attend or host events, tailor materials to underrepresented, rural, and disaster-affected businesses, and maintain annual coordination with state securities regulators.

Key Provisions

  • Amends Exchange Act section 4(j)(4) to add new Advocate duties.
  • Requires educational resources and events for small businesses and small-business investors.
  • Requires outreach on capital-raising options for women-owned, minority-owned, rural, and disaster-affected small businesses.
  • Requires annual meetings with state securities commissions.
  • Provides a state-federal coordination channel for small-business capital formation outreach.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

Expands the SEC Advocate for Small Business Capital Formation's duties by requiring educational resources, events, and annual state-securities-commission coordination focused on capital-raising options for women-owned, minority-owned, rural, and disaster-affected small businesses.

Key Policy Areas

Small Business, Financial Services, Capital Formation

Primary Purpose

Expands the SEC Advocate for Small Business Capital Formation's duties by requiring educational resources, events, and annual state-securities-commission coordination focused on capital-raising options for women-owned, minority-owned, rural, and disaster-affected small businesses.

Policy Domains

Small Business Financial Services Capital Formation

Substantive provisions

Identified Gains
  • Women-owned small businesses
  • Minority-owned small businesses
  • Rural small businesses
  • Disaster-affected small businesses
  • Small-business investors
  • State securities commissions
  • State small-business outreach staff
  • Entrepreneurs seeking nontraditional capital
  • Local economic-development organizations
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: rh
Rural small businesses: ,
Small-business investors: ,
State securities commissions: ,
Women-owned small businesses: ,
Minority-owned small businesses: ,
Disaster-affected small businesses: ,
State small-business outreach staff: ,
Local economic-development organizations: ,
Entrepreneurs seeking nontraditional capital: ,
Identified Costs
  • SEC Advocate for Small Business Capital Formation
  • SEC small-business outreach staff
  • State securities commission representatives
  • Event hosts
  • Capital-formation educators
  • SEC program managers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: rh
Event hosts: ,
SEC program managers: ,
Capital-formation educators: ,
SEC small-business outreach staff: ,
State securities commission representatives: ,
SEC Advocate for Small Business Capital Formation: ,

Legislative Progress

Passed House
Introduced Committee Passed
Jun 24, 2025

Received; read twice and referred to theCommittee on Banking, Housing, …

Jun 24, 2025 (inferred)

Passed House (inferred from eh version)

Jun 24, 2025

Received in the Senate and Read twice and referred to …

Jun 23, 2025

Considered as unfinished business. (consideration: CR H2879)

Jun 23, 2025

Motion to reconsider laid on the table Agreed to without …

Jun 23, 2025

On motion to suspend the rules and pass the bill, …

Jun 23, 2025

Passed/agreed to in House: On motion to suspend the rules …

Jun 23, 2025

DEBATE - The House proceeded with forty minutes of debate …

Jun 23, 2025

At the conclusion of debate, the Yeas and Nays were …

Jun 23, 2025

Considered under suspension of the rules. (consideration: CR H2875-2876)

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Small Business
12 mentions across 3 clauses
+12 positive

Disaster-affected small businesses, Minority-owned small businesses, Rural small businesses

Financial Services
3 mentions across 3 clauses
+3 positive

Small-business investors

Government
3 mentions across 3 clauses
-3 negative

SEC Advocate for Small Business Capital Formation

State & Local Government
3 mentions across 3 clauses
-3 negative

State securities commissions

2/2
sections analyzed
Full impact breakdown
House Roll #174

On Motion to Suspend the Rules and Pass, as Amended

Promoting Opportunities for Non-Traditional Capital Formation Act

Passed
321 Yea 87 Nay 23 Not Voting
Jun 23, 2025

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Small Business Financial Services Capital Formation
Actor Mappings
"advocate"
→ SEC Advocate for Small Business Capital Formation
"underrepresented_small_businesses"
→ women-owned and minority-owned small businesses named in the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology