HR3086-119

What This Bill Does

The Restoring Fair Housing Protections Eliminated by Trump Act of 2025 responds to 2025 HUD actions described in the findings: halting Equal Access Rule enforcement for people experiencing homelessness facing sexual orientation or gender identity discrimination in shelters and homeless services, submitting new AFFH and Equal Access rules to OMB, proposed HUD staff cuts, DOGE access to confidential fair-housing complaints, rescission of the affirmatively furthering fair housing rule, and cancellation of 78 Fair Housing Initiatives Program grants later subject to a temporary restraining order. The bill adds a statutory HUD mission to create strong, sustainable, inclusive communities and quality affordable homes; strengthen housing markets; protect consumers; meet affordable rental needs; use housing to improve quality of life; build communities free from discrimination; and transform HUD operations. Within 90 days, HUD must repeal the March 3, 2025 AFFH revisions and issue a rule defining affirmatively furthering fair housing as meaningful actions to overcome segregation, foster inclusive communities, address disparities in housing need and opportunity, replace segregated living patterns with integrated and balanced patterns, transform racially or ethnically concentrated poverty into opportunity areas, and maintain civil-rights compliance across housing and urban development programs. Within 180 days, HUD must report to Congress on five years of Fair Housing Act complaints involving digital platforms or artificial intelligence, including ad targeting, tenant screening, automated mortgage underwriting, dynamic real estate pricing, and real estate listings. HUD must also build and update quarterly a public fair-housing complaint database with protected-class breakdowns, VAWA complaints, homelessness, tenant, applicant, state, retaliation, eviction, status, remedy, FHAP, FHIP, HUD charge, and Attorney General referral data, subject to confidentiality constraints.

Who Benefits and How

Fair housing complainants benefit from a public database that shows complaint status, remedies, protected classes, retaliation claims, and referral outcomes. People experiencing homelessness benefit from a bill designed to restore protection against shelter and homeless-service discrimination. LGBTQ shelter residents benefit because the findings specifically target the Equal Access Rule enforcement halt. Tenants and housing applicants benefit from HUD review of online and AI-driven discrimination in rental, purchase, tenant-screening, mortgage-underwriting, pricing, and listing systems. Fair Housing Initiatives Program grantees benefit from a statutory response to cancellation of 78 grants used to investigate housing discrimination. Communities facing segregation benefit from a restored AFFH definition focused on meaningful actions, opportunity access, and integrated living patterns.

Who Bears the Burden and How

HUD must repeal the March 3, 2025 AFFH revisions within 90 days and issue a stronger AFFH rule. HUD complaint database administrators must publish and update detailed complaint data quarterly while respecting confidentiality limits. Digital housing platforms and AI tenant-screening vendors face federal scrutiny over discriminatory housing practices. State fair housing agencies and local fair housing agencies may see their complaint data publicly broken out through the database. HUD policy officials must produce a 180-day report on digital-platform and AI complaint trends and planned enforcement steps.

Key Provisions

• Amends the HUD Act to add a mission statement focused on inclusive communities, affordable homes, consumer protection, and discrimination-free housing.
• Requires HUD to repeal the March 3, 2025 AFFH rollback within 90 days.
• Directs HUD to issue a restored AFFH rule defining meaningful actions against segregation and opportunity barriers.
• Requires a 180-day congressional report on Fair Housing Act complaints involving digital platforms and artificial intelligence.
• Creates a quarterly public database of fair-housing and VAWA complaint data, outcomes, referrals, protected classes, and covered housing types.