HR2972-118

Introduced

To amend the Federal Deposit Insurance Act to clarify that the Federal Deposit Insurance Corporation and appropriate Federal regulators have the authority to claw back certain compensation paid to executives.

118th Congress Introduced Apr 27, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates claw back Section 8(b) of the Federal Deposit Insurance Act (12 U.S.C, creates orderly liquidation of covered financial companies Section 204 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C, and requires liability to the Federal Deposit Insurance Corporation The Bank Holding Company Act (12 U.S.C. It relies on definition changes, compliance mandates, grants, and reporting requirements. The main policy areas are Financial Services and Finance.

Who Benefits and How

Financial services firms and customers affected by the bill could face lower compliance burdens and Public beneficiaries or protected communities affected by the clause could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties and Public beneficiaries or protected communities affected by the clause could face increased risk.

Key Provisions

  • Creates claw back Section 8(b) of the Federal Deposit Insurance Act (12 U.S.C.
  • Creates orderly liquidation of covered financial companies Section 204 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C.
  • Requires liability to the Federal Deposit Insurance Corporation The Bank Holding Company Act (12 U.S.C.
  • Requires liability to the Federal Deposit Insurance Corporation Any bank holding company that has control over an insured depository institution for which the Corporation is appointed and acts as receiver under section...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates claw back Section 8(b) of the Federal Deposit Insurance Act (12 U.S.C, creates orderly liquidation of covered financial companies Section 204 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C, and requires liability to the Federal Deposit Insurance Corporation The Bank Holding Company Act (12 U.S.C.

Key Policy Areas

Financial Services, Finance

Primary Purpose

The bill creates claw back Section 8(b) of the Federal Deposit Insurance Act (12 U.S.C, creates orderly liquidation of covered financial companies Section 204 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C, and requires liability to the Federal Deposit Insurance Corporation The Bank Holding Company Act (12 U.S.C.

Policy Domains

Financial Services Finance

Whole bill

Identified Gains
  • Financial services firms and customers affected by the bill
  • Public beneficiaries or protected communities affected by the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Financial services firms and customers affected by the bill: , , ,
Public beneficiaries or protected communities affected by the clause: ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Public beneficiaries or protected communities affected by the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Public beneficiaries or protected communities affected by the clause: ,
Federal, state, or local agencies responsible for implementing the clause: , , ,

Legislative Progress

Introduced
Introduced Committee Passed
Apr 27, 2023

Ms. Porter (for herself, Mrs. Spartz, Mr. Gallego, Mr. Buck, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Financial Services Finance

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology