To amend the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
Amends the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator. The main policy areas are Housing.
Who Benefits and How
The main beneficiaries are the people, organizations, or agencies identified in the bill's substantive provisions.
Who Bears the Burden and How
No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.
Key Provisions
- Amends the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.
At a Glance
What This Bill Does
Amends the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator.
Key Policy Areas
Housing
Primary Purpose
Amends the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator.
Policy Domains
Sponsors
Legislative Progress
IntroducedMs. Bonamici (for herself, Mr. García of Illinois, Ms. Lee …
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology