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Referenced Laws
42 U.S.C. 5302
12 U.S.C. 1701x(g)
Section 1
1. Short title This Act may be cited as the Heirs Estate Inheritance Resolution and Succession Act of 2025 or the HEIRS Act of 2025.
Section 2
2. Grants for eligible entities that adopt the Uniform Partition of Heirs Property Act The Secretary of Housing and Urban Development shall, not later than 1 year after the date of the enactment of this section, establish a grant program that provides amounts to eligible entities that— before the date of the enactment of this section, had enacted or adopted the Uniform Partition of Heirs Property Act as approved and recommended for enactment in all the States by the National Conference of Commissioners on Uniform State Laws in 2010 or a similar law that the Secretary determines is a substantial equivalent; and on or after the date of the enactment of this section, enact or adopt the Uniform Partition of Heirs Property Act as approved and recommended for enactment in all the States by the National Conference of Commissioners on Uniform State Laws in 2010 or a similar law that the Secretary determines is a substantial equivalent. Each eligible entity that receives amounts under this section shall use such amounts to assist residents of such eligible entity with bona fide expenses relating to establishing and documenting property ownership rights or settling a decedent’s estate, including fees and costs related to obtaining title reports and title abstracts, copies of public records, land surveys, estate planning, heirs search or tracing services, recording and filing fees, notary fees, and legal fees and expenses. An eligible entity that receives amounts under this section may use such amounts to assist residents of such State who are receiving assistance from other sources, including Federal, State, local, private, public, and nonprofit sources. The Secretary shall, not later than 1 year after the date of the enactment of this section, issue a rule to carry out this section, that includes criteria for the selection of recipients. There are authorized to be appropriated to the Secretary of Housing and Urban Development $30,000,000 each of year fiscal years 2026 through 2036 to carry out this section. Any amounts appropriated under this subsection shall remain available until expended. In this section: The term Secretary means the Secretary of Housing and Urban Development. The term eligible entity means a State and a unit of general local government as such terms are defined in section 102 of title 1 of the Housing and Community Development Act of 1974 (42 U.S.C. 5302) a territory, or a Tribal government.
Section 3
3. Grants to provide assistance relating to heirs’ property resolution The Secretary of Housing and Urban Development shall carry out a program under this section to provide grants each year to eligible entities to use to provide housing counseling, legal assistance, and financial assistance related to title clearing and home retention efforts for owners of heirs’ property. The Secretary shall consider the following when awarding grants under this section: Whether the eligible entity has a proven track record of— providing assistance to homeowners; targeting services to minority and low- and moderate-income persons; and providing services in neighborhoods that have a high concentrations of minority persons or low- and moderate-income persons. Whether the eligible entity has planned or existing partnerships with other eligible entities. Whether the eligible entity is located in an area with a high number of owners of heirs’ property, as determined by the Secretary. There is authorized to be appropriated to the Secretary, for grants under this section, $10,000,000 in each of fiscal years 2026 through 2030. For purposes of this section, the following definitions shall apply: The term eligible entity means— a HUD approved housing counseling agency; a legal services clinics operated by an institute of higher education; or a qualifiying nonprofit. The term heirs’ property means residential property for which title passed by operation of law through intestacy and is held by two or more heirs as tenants in common. The term HUD approved housing counseling agency means a housing counseling agency found eligible to receive assistance by the Department of Housing and Urban Development under section 106(a)(2) of the Housing and Urban Development Act of 1968. The term low- and moderate-income persons means a person whose household income does not exceed 120 percent of the median income for the area, as determined by the Secretary, within which— the heirs’ property which respect to which the homeowner is seeking assistance is located; or the place of residence of the homeowner is located. If the area described in subparagraph (A) is a high-cost area, as determined by the Secretary, the term low- and moderate-income persons means a homeowner whose household income does not exceed 140 percent of the median income for the area. The term qualifying nonprofit means a nonprofit, mission-driven entity that, as determined by the Secretary— has a track record of providing assistance to homeowners; targets services to minority and low- and moderate-income persons; or provides services in neighborhoods that have high concentrations of minority persons and low- and moderate-income persons. The term Secretary means the Secretary of Housing and Urban Development.
Section 4
4. Heirs’ property housing counseling Section 106(g) of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x(g)) is amended by adding at the end the following new paragraph: Any nonprofit organization that receives amounts under this section shall, when providing homeownership counseling services to consumers— explain to such consumer what heirs’ property is, the risks associated with heirs’ property, and how to avoid heirs’ property issues; and inform consumers of all available estate planning and title clearing options, assistance, and services, including those offered under sections 2 and 3 of the Heirs Estate Inheritance Resolution and Succession Act of 2025. The Secretary shall ensure that each nonprofit organization that receives amounts under this section knows how to refer consumers, where appropriate, to mission-driven nonprofit organizations and legal services clinics operated by institutes of higher education that are capable of assisting a consumer to clear title and with general estate planning. The term heirs’ property means residential property for which title passed by operation of law through intestacy and is held by two or more heirs as tenants in common. (6)Counseling with respect to heirs’ property(A)In generalAny nonprofit organization that receives amounts under this section shall, when providing homeownership counseling services to consumers—(i)explain to such consumer what heirs’ property is, the risks associated with heirs’ property, and how to avoid heirs’ property issues; and(ii)inform consumers of all available estate planning and title clearing options, assistance, and services, including those offered under sections 2 and 3 of the Heirs Estate Inheritance Resolution and Succession Act of 2025.(B)ReferralThe Secretary shall ensure that each nonprofit organization that receives amounts under this section knows how to refer consumers, where appropriate, to mission-driven nonprofit organizations and legal services clinics operated by institutes of higher education that are capable of assisting a consumer to clear title and with general estate planning. (C)Heirs’ propertyThe term heirs’ property means residential property for which title passed by operation of law through intestacy and is held by two or more heirs as tenants in common..