HR10540-118

Introduced

To prohibit data brokers from selling and transferring certain sensitive data.

118th Congress Introduced Dec 19, 2024

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To prohibit data brokers from selling and transferring certain sensitive data., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Healthcare, Technology.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H6D080C9ADCAC4F7BB9C456F638DE3DEC: 1. Short title This Act may be cited as the Health and Location Data Protection Act of 2024.
  • Section HC8E1696D62A74FC09E60D57B92AAD786: 2. Unfair and deceptive acts and practices relating to health and location data It shall be unlawful for a data broker to sell, resell, license, trade,...
  • Section HB3FA44295C8A41229B9D4D4C0BBF528E: 3. Enforcement A violation of section 2 shall be treated as a violation of a rule defining an unfair or a deceptive act or practice under section 18(a)(1)(B)...
  • Section H4C446E191A454792A9612884708DDE52: 4. Definitions In this Act: The term Commission means the Federal Trade Commission. Not later than 180 days after the date of enactment of this Act, the...
  • Section H59F04FB02CAA4145B71A5F4A4F3BFCD3: 5. Funding In addition to amounts otherwise available, there is appropriated to the Commission for fiscal year 2025, out of any money in the Treasury not...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To prohibit data brokers from selling and transferring certain sensitive data., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Healthcare, Technology

Primary Purpose

This bill, To prohibit data brokers from selling and transferring certain sensitive data., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Healthcare Technology

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

Introduced
Introduced Committee Passed
Dec 19, 2024

Ms. Scanlon (for herself, Ms. Jayapal, Ms. Velázquez, and Mr. …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Healthcare Technology
Actor Mappings
"the_commission"
→ The commission identified in the operative section

Key Definitions

Terms defined in this bill

1 term
"data broker" §H4C446E191A454792A9612884708DDE52

a person that collects, buys, licenses, or infers data about individuals and then sells, licenses, or trades that data. The term health data means data that reveal or describe— the search for, attempt to obtain, or receipt of any health services

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology