S969-119

In Committee

Stop Predatory Investing Act

119th Congress Introduced Mar 11, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Stop Predatory Investing Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies. The main policy domain is Housing, Finance, Veterans Affairs.

Who Benefits and How

homeowners, renters, builders, and housing agencies may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, homeowners, renters, builders, and housing agencies may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the Stop Predatory Investing Act.
  • Section id7734d0e08459420dafd3cf4997abfb98: 2. Disallowance of interest deduction for disqualified single family property owners Section 163 of the Internal Revenue Code of 1986 is amended by...
  • Section id2c02b08fcb9848e78964f65def7b12f2: 3. Disallowance of depreciation in connection with property used by disqualified single family property owners Section 167 of the Internal Revenue Code of 1986...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, Stop Predatory Investing Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Key Policy Areas

Housing, Finance, Veterans Affairs

Primary Purpose

This bill, Stop Predatory Investing Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Policy Domains

Housing Finance Veterans Affairs

Whole bill

Identified Gains
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
homeowners, renters, builders, and housing agencies: ,
Identified Costs
  • federal implementing agencies
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
homeowners, renters, builders, and housing agencies: ,

Legislative Progress

In Committee
Introduced Committee Passed
Mar 11, 2025

Mr. Warnock (for himself, Ms. Smith, Mr. Wyden, Ms. Baldwin, …

Mar 11, 2025

Read twice and referred to the Committee on Finance.

Mar 11, 2025

Introduced in Senate

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Housing Finance Veterans Affairs
Actor Mappings
"the_secretary"
→ The Secretary identified in the operative section

Key Definitions

Terms defined in this bill

1 term
"community land trust" §id7734d0e08459420dafd3cf4997abfb98

a nonprofit organization or State or local government or instrumentality that—(I)use a ground lease or deed covenant with an affordability period of at least 30 years or more to—(aa)make rental and homeownership units affordable to households

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology