S4395-119

In Committee

Terrorism Risk Insurance Program Reauthorization Act of 2026

119th Congress Introduced Apr 27, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Terrorism Risk Insurance Program Reauthorization Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H6E72BC7A63A64C58A9AB4B5D59F569E7: 1. Short title This Act may be cited as the Terrorism Risk Insurance Program Reauthorization Act of 2026.
  • Section HF690B7CD9554443C90892BFDAB31BE65: 2. 7-year extension of Terrorism Risk Insurance Program Section 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.

At a Glance

What This Bill Does

This bill, Terrorism Risk Insurance Program Reauthorization Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance

Primary Purpose

This bill, Terrorism Risk Insurance Program Reauthorization Act of 2026, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance

Whole bill

Identified Gains
Contextual inference, no direct clause citation
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Identified Costs
Contextual inference, no direct clause citation
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Legislative Progress

In Committee
Introduced Committee Passed
Apr 27, 2026

Read twice and referred to the Committee on Banking, Housing, …

Apr 27, 2026

Introduced in Senate

Apr 27, 2026

Mr. McCormick (for himself, Ms. Smith, Mr. Tillis, Mr. Gallego, …

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology