S4289-118

Introduced

To cancel existing medical debt, and for other purposes.

118th Congress Introduced May 8, 2024

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To cancel existing medical debt, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Healthcare, Government Operations.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HF89C75E7F2D64B66BA61F9801D46BEA8: 1. Short title This Act may be cited as the Medical Debt Cancellation Act.
  • Section HE4F2AF3F0FA641779191F42583627C0C: 2. Grants to cancel medical debt owed by patients Section 2799B–10 of the Public Health Service Act, as added by section 3, is amended by adding at the end the...
  • Section idd8aa12e9161d4cdcbf2038b3120da51d: 3. Requirements for medical billing practices and medical debt collection; medical payment assistance Part E of title XXVII of the Public Health Service Act...
  • Section HC72BE0CDB0C54EC2BCAE198EA968FA22: 2799B–10. Requirements for medical billing and medical debt collection; medical payment assistance resource In the case of a health care provider or facility...
  • Section id5cdb81eec81d47fe842e62ead0b480f1: 4. Medical debt collection The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended by inserting after section 818 (15 U.S.C. 1692p) the...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To cancel existing medical debt, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Healthcare, Government Operations

Primary Purpose

This bill, To cancel existing medical debt, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Healthcare Government Operations

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

Introduced
Introduced Committee Passed
May 8, 2024

Mr. Sanders (for himself and Mr. Merkley) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Healthcare Government Operations
Actor Mappings
"secretary_of_health_and_human_services"
→ Secretary of Health and Human Services

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology