S4169-119

In Committee

Student Loan Interest Elimination Act

119th Congress Introduced Mar 24, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Student Loan Interest Elimination Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Education.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H07F2EFADB79A420A84787DA2DCC2C10D: 1. Short title; table of contents This Act may be cited as the Student Loan Interest Elimination Act. The table of contents for this Act is as follows:
  • Section H211837EA0C26434783CCBCB018283C5F: 101. Program authority Section 451(a) of the Higher Education Act of 1965 (20 U.S.C. 1087a(a)) is amended— by striking There are hereby made available and...
  • Section H734083A8E3AE4E18B9DC886D42A81AB4: 102. Program for the loan modification of eligible Federal Direct loans, and refinancing of other Federal student loans Part D of title IV of the Higher...
  • Section H35B50B312ED349A892348F0D26BCE491: 460A. Program for the loan modification of eligible Federal Direct loans, and refinancing of other Federal student loans The Secretary shall establish and...
  • Section H95264A6A28504667B107CCA3EAD7A833: 201. Applicable rates of interest for loans made on or after July 1, 2026 Section 455(b)(8) of the Higher Education Act of 1965 (20 U.S.C. 1087e(b)(8)) is...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, Student Loan Interest Elimination Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Government Operations, Education

Primary Purpose

This bill, Student Loan Interest Elimination Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Government Operations Education

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers: , ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: , ,
financial institutions, investors, and borrowers: , ,

Legislative Progress

In Committee
Introduced Committee Passed
Mar 24, 2026

Read twice and referred to the Committee on Health, Education, …

Mar 24, 2026

Introduced in Senate

Mar 24, 2026

Mr. Welch introduced the following bill; which was read twice …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Government Operations Education
Actor Mappings
"secretary_of_treasury"
→ Secretary of the Treasury
"secretary_of_education"
→ Secretary of Education

Key Definitions

Terms defined in this bill

2 terms
"eligible non-Federal direct loan" §H35B50B312ED349A892348F0D26BCE491

a loan— made, insured, or guaranteed under part B, and which is not held by the Secretary

"eligible non-Federal direct loan" §H734083A8E3AE4E18B9DC886D42A81AB4

a loan— made, insured, or guaranteed under part B, and which is not held by the Secretary

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology