S3941-119

In Committee

MINT Act

119th Congress Introduced Feb 26, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, MINT Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the Municipal Investment and Neighborhood Transformation Act or the MINT Act.
  • Section id33623363555B421BB6C41092E1207662: 2. Federal Home Loan Bank Letters of Credit on Tax-Exempt Bonds Clause (iv) of section 149(b)(3)(A) of the Internal Revenue Code of 1986 is amended by striking...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, MINT Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Housing

Primary Purpose

This bill, MINT Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Housing

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers:
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies:
financial institutions, investors, and borrowers:

Legislative Progress

In Committee
Introduced Committee Passed
Feb 26, 2026

Read twice and referred to the Committee on Finance.

Feb 26, 2026

Introduced in Senate

Feb 26, 2026

Ms. Cortez Masto (for herself, Mr. Young, and Mr. Justice) …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Housing
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology