Access to Fair Financing for Opportunity and Resilient Development Act
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Access to Fair Financing for Opportunity and Resilient Development Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Housing.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section id7855aeabd6794a48b841f11f352e7b1a: 1. Short title This Act may be cited as the Access to Fair Financing for Opportunity and Resilient Development Act.
- Section id391cb508e8314481a87a1db064ba6726: 2. Requirement to testify Section 104(b) of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4703(b)) is amended by adding...
- Section idb4efff285a764ef6b113bf362af713c6: 3. CDFI bond guarantee program improvement It is the sense of Congress that the authority to guarantee bonds under section 114A of the Community Development...
- Section ida5c282fbc4274a9e88fae4ecff96e1a3: 4. Capitalization assistance to enhance liquidity Section 113 of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4712) is...
- Section id3932F3D55AEE4B94AF5D17D62AD1E9F6: 5. Native CDFI relending program Section 502 of the Housing Act of 1949 (42 U.S.C. 1472) is amended by adding at the end the following: (j)Set aside for native...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, Access to Fair Financing for Opportunity and Resilient Development Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Government Operations, Housing
Primary Purpose
This bill, Access to Fair Financing for Opportunity and Resilient Development Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
In CommitteeRead twice and referred to the Committee on Banking, Housing, …
Introduced in Senate
Mr. Daines (for himself, Mr. Warner, Mr. Crapo, Ms. Smith, …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "secretary_of_treasury"
- → Secretary of the Treasury
Key Definitions
Terms defined in this bill
an entity— that has been certified as a community development financial institution by the Secretary of the Treasury
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology