S3940-119

In Committee

Access to Fair Financing for Opportunity and Resilient Development Act

119th Congress Introduced Feb 26, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill adds or tightens a compliance mandate provision: 2. Requirement to testify Section 104(b) of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4703(b)) is amended by adding to the end, expands a reporting req, compliance mandate provision: 3. CDFI bond guarantee program improvement It is the sense of Congress that the authority to guarantee bonds under section 114A of the Community Development Banking, and expands a appropriation, loan guarantee, reporting req provision: 4. It relies on compliance mandates, reporting requirements, appropriations, and loan guarantees. The main policy areas are Finance and Environment.

Who Benefits and How

The available clause analysis does not identify a specific beneficiary group.

Who Bears the Burden and How

No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.

Key Provisions

  • Adds or tightens a compliance mandate provision: 2. Requirement to testify Section 104(b) of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4703(b)) is amended by adding to the end...
  • Expands a reporting req, compliance mandate provision: 3. CDFI bond guarantee program improvement It is the sense of Congress that the authority to guarantee bonds under section 114A of the Community Development Banking...
  • Expands a appropriation, loan guarantee, reporting req provision: 4.
  • Expands a appropriation, grant, loan guarantee provision: 5. Native CDFI relending program Section 502 of the Housing Act of 1949 (42 U.S.C. 1472) is amended by adding at the end the following: (j)Set aside for native...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.

At a Glance

What This Bill Does

The bill adds or tightens a compliance mandate provision: 2. Requirement to testify Section 104(b) of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4703(b)) is amended by adding to the end, expands a reporting req, compliance mandate provision: 3. CDFI bond guarantee program improvement It is the sense of Congress that the authority to guarantee bonds under section 114A of the Community Development Banking, and expands a appropriation, loan guarantee, reporting req provision: 4.

Key Policy Areas

Finance, Environment

Primary Purpose

The bill adds or tightens a compliance mandate provision: 2. Requirement to testify Section 104(b) of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4703(b)) is amended by adding to the end, expands a reporting req, compliance mandate provision: 3. CDFI bond guarantee program improvement It is the sense of Congress that the authority to guarantee bonds under section 114A of the Community Development Banking, and expands a appropriation, loan guarantee, reporting req provision: 4.

Policy Domains

Finance Environment

Legislative Progress

In Committee
Introduced Committee Passed
Feb 26, 2026

Read twice and referred to the Committee on Banking, Housing, …

Feb 26, 2026

Introduced in Senate

Feb 26, 2026

Mr. Daines (for himself, Mr. Warner, Mr. Crapo, Ms. Smith, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Environment
Actor Mappings
"secretary_of_treasury"
→ Secretary of the Treasury

Key Definitions

Terms defined in this bill

1 term
"Native community development financial institution" §id3932F3D55AEE4B94AF5D17D62AD1E9F6

an entity— that has been certified as a community development financial institution by the Secretary of the Treasury

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology