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S3936-119

In Committee

USDA Loan Modernization Act

119th Congress Introduced Feb 26, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, USDA Loan Modernization Act, changes federal law or congressional policy affecting farmers, ranchers, and agricultural businesses. The main policy domain is Agriculture, Finance, Transportation.

Who Benefits and How

farmers, ranchers, and agricultural businesses may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, farmers, ranchers, and agricultural businesses may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H25321FDBBD264DDCA20BF1D008A43BC8: 1. Short title This Act may be cited as the USDA Loan Modernization Act.
  • Section H029862CD6F56450E844E0CB7BA07C9FE: 2. Persons eligible for real estate loans Section 302(a) of the Consolidated Farm and Rural Development Act (7 U.S.C. 1922(a)) is amended— in paragraph (1)— in...
  • Section HB3BBC563C9EA47BDACC554759BC3D34C: 3. Persons eligible for operating loans Section 311(a) of the Consolidated Farm and Rural Development Act (7 U.S.C. 1941(a)) is amended— in paragraph (1)— in...
  • Section HD8501DE5DE454226AEDEF9A767C2BC7D: 4. Persons eligible for emergency loans Section 321 of the Consolidated Farm and Rural Development Act (7 U.S.C. 1961) is amended— in subsection (a)— in the...
  • Section HFDD23D2941BC4FB2A9798A99DB29BA9C: 321. Eligibility for loans The Secretary shall make and insure

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, USDA Loan Modernization Act, changes federal law or congressional policy affecting farmers, ranchers, and agricultural businesses.

Key Policy Areas

Agriculture, Finance, Transportation

Primary Purpose

This bill, USDA Loan Modernization Act, changes federal law or congressional policy affecting farmers, ranchers, and agricultural businesses.

Policy Domains

Agriculture Finance Transportation

Whole bill

Identified Gains
  • farmers, ranchers, and agricultural businesses
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
farmers, ranchers, and agricultural businesses: , ,
Identified Costs
  • federal implementing agencies
  • farmers, ranchers, and agricultural businesses
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: , ,
farmers, ranchers, and agricultural businesses: , ,

Sponsors

Tommy Tuberville

Tommy Tuberville

R-AL | Primary Sponsor

1 cosponsor

Legislative Progress

In Committee
Introduced Committee Passed
Feb 26, 2026

Read twice and referred to the Committee on Agriculture, Nutrition, …

Feb 26, 2026

Introduced in Senate

Feb 26, 2026

Mr. Tuberville (for himself and Mr. Husted) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Agriculture Finance Transportation
Actor Mappings
"the_secretary"
→ The Secretary identified in the operative section

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology