S3930-119

In Committee

HOPE (Humans over Private Equity) for Homeownership Act

119th Congress Introduced Feb 26, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, HOPE (Humans over Private Equity) for Homeownership Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies. The main policy domain is Housing, Finance, Trade.

Who Benefits and How

homeowners, renters, builders, and housing agencies may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, homeowners, renters, builders, and housing agencies may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the HOPE (Humans over Private Equity) for Homeownership Act.
  • Section id9758D8087EF544CCA56A2738137D9DCC: 2. Excise tax on acquisition of single-family residences by hedge fund taxpayers Subtitle D of the Internal Revenue Code of 1986 is amended by adding at the...
  • Section idc5e9cb98cb344b9fad8689afd5f59616: 5000E. Newly acquired single-family residences There is hereby imposed the acquisition of any newly acquired single-family residence by a hedge fund taxpayer...
  • Section id287a2b3bdeea41a3b424727349c6a5ab: 3. Corporate surtax on hedge fund taxpayers Section 11 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection:...
  • Section id016dcdeffb3e48ac85d205788e30c1a1: 4. Disallowance of certain deductions taken in connection with single-family residences of hedge fund taxpayers Section 163 of the Internal Revenue Code of...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, HOPE (Humans over Private Equity) for Homeownership Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Key Policy Areas

Housing, Finance, Trade

Primary Purpose

This bill, HOPE (Humans over Private Equity) for Homeownership Act, changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Policy Domains

Housing Finance Trade

Whole bill

Identified Gains
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
homeowners, renters, builders, and housing agencies: ,
Identified Costs
  • federal implementing agencies
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
homeowners, renters, builders, and housing agencies: ,

Legislative Progress

In Committee
Introduced Committee Passed
Feb 26, 2026

Read twice and referred to the Committee on Finance.

Feb 26, 2026

Introduced in Senate

Feb 26, 2026

Mr. Merkley (for himself and Mr. Hawley) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Housing Finance Trade
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology