S3801-119

In Committee

Combating Money Laundering, Terrorist Financing, and Counterfeiting Act of 2026

119th Congress Introduced Feb 5, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill adds or tightens a reporting req, compliance mandate provision: 2, adds or tightens a compliance mandate provision: 3. Bulk cash smuggling Section 5332(b) of title 31, United States Code, is amended— in paragraph (1), by striking 5 years and inserting 10 years; in paragraph (2), and adds or tightens a compliance mandate provision: 4. Section 1957 violations involving commingled funds and aggregated transactions Section 1957 of title 18, United States Code, is amended— by redesignating subsection. It relies on compliance mandates, reporting requirements, appropriations, and definition changes. The main policy areas are Criminal Justice, Transportation, Finance, and Healthcare.

Who Benefits and How

The available clause analysis does not identify a specific beneficiary group.

Who Bears the Burden and How

No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.

Key Provisions

  • Adds or tightens a reporting req, compliance mandate provision: 2.
  • Adds or tightens a compliance mandate provision: 3. Bulk cash smuggling Section 5332(b) of title 31, United States Code, is amended— in paragraph (1), by striking 5 years and inserting 10 years; in paragraph (2)...
  • Adds or tightens a compliance mandate provision: 4. Section 1957 violations involving commingled funds and aggregated transactions Section 1957 of title 18, United States Code, is amended— by redesignating subsection...
  • Expands a appropriation, compliance mandate, definition change provision: 6.
  • Adds or tightens a reporting req, compliance mandate provision: 8.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.

At a Glance

What This Bill Does

The bill adds or tightens a reporting req, compliance mandate provision: 2, adds or tightens a compliance mandate provision: 3. Bulk cash smuggling Section 5332(b) of title 31, United States Code, is amended— in paragraph (1), by striking 5 years and inserting 10 years; in paragraph (2), and adds or tightens a compliance mandate provision: 4. Section 1957 violations involving commingled funds and aggregated transactions Section 1957 of title 18, United States Code, is amended— by redesignating subsection.

Key Policy Areas

Criminal Justice, Transportation, Finance, Healthcare

Primary Purpose

The bill adds or tightens a reporting req, compliance mandate provision: 2, adds or tightens a compliance mandate provision: 3. Bulk cash smuggling Section 5332(b) of title 31, United States Code, is amended— in paragraph (1), by striking 5 years and inserting 10 years; in paragraph (2), and adds or tightens a compliance mandate provision: 4. Section 1957 violations involving commingled funds and aggregated transactions Section 1957 of title 18, United States Code, is amended— by redesignating subsection.

Policy Domains

Criminal Justice Transportation Finance Healthcare

Legislative Progress

In Committee
Introduced Committee Passed
Feb 5, 2026

Read twice and referred to the Committee on the Judiciary.

Feb 5, 2026

Introduced in Senate

Feb 5, 2026

Mr. Grassley (for himself and Ms. Klobuchar) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Criminal Justice Transportation Finance Healthcare
Actor Mappings
"secretary_of_treasury"
→ Secretary of the Treasury
"secretary_of_homeland_security"
→ Secretary of Homeland Security

Key Definitions

Terms defined in this bill

1 term
"covered money services business" §ide3a3b3eb-5360-44d1-9fd1-d89c7de90487

a money services business that— operates on behalf of the public

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology