S3649-119

In Committee

Restore Trust in Congress Act

119th Congress Introduced Jan 15, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, Restore Trust in Congress Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Transportation, Trade.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H1D9A63C2F5B747A19C48FA5CC6F2AB48: 1. Short title This Act may be cited as the Restore Trust in Congress Act.
  • Section HC08B2F2EB3E44FD8942D23D9AF7A16AA: 2. Restrictions on trade and ownership of covered investments The table of contents for chapter 131 of title 5, United States Code, is amended by adding at the...
  • Section H96BAF64FF5644E4F8F50A6E9D7243E38: 13151. Definitions In this subchapter: The term commodity— has the meaning given the term in section 1a of the Commodity Exchange Act (7 U.S.C. 1a); and does...
  • Section H6D65A039236145F5BF9FC9DFF6FC3FA8: 13152. Trade and ownership of covered investments Except as described in subsection (b)(1)(B) and subsections (d) through (f), no covered individual may,...
  • Section H58C3EF921F844FBEB685C5ED9B766731: 13153. Penalties Any covered individual who violates the restrictions on trading or ownership of covered investments in section 13152 shall, at the direction...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, Restore Trust in Congress Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Transportation, Trade

Primary Purpose

This bill, Restore Trust in Congress Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Transportation Trade

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

In Committee
Introduced Committee Passed
Jan 15, 2026

Read twice and referred to the Committee on Homeland Security …

Jan 15, 2026

Introduced in Senate

Jan 15, 2026

Mrs. Moody (for herself and Mrs. Gillibrand) introduced the following …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Transportation Trade
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology