S3616-119

In Committee

Expanding Access to Lending Options Act

119th Congress Introduced Jan 13, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates introduces a delegation of rulemaking provision: 2. Powers of Federal credit unions Section 107(5) of the Federal Credit Union Act (12 U.S.C. 1757(5)) is amended— in the matter preceding subparagraph (A). It relies on delegation of rulemaking. The main policy areas are Finance.

Who Benefits and How

The available clause analysis does not identify a specific beneficiary group.

Who Bears the Burden and How

No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.

Key Provisions

  • Creates introduces a delegation of rulemaking provision: 2. Powers of Federal credit unions Section 107(5) of the Federal Credit Union Act (12 U.S.C. 1757(5)) is amended— in the matter preceding subparagraph (A)...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.

At a Glance

What This Bill Does

The bill creates introduces a delegation of rulemaking provision: 2. Powers of Federal credit unions Section 107(5) of the Federal Credit Union Act (12 U.S.C. 1757(5)) is amended— in the matter preceding subparagraph (A).

Key Policy Areas

Finance

Primary Purpose

The bill creates introduces a delegation of rulemaking provision: 2. Powers of Federal credit unions Section 107(5) of the Federal Credit Union Act (12 U.S.C. 1757(5)) is amended— in the matter preceding subparagraph (A).

Policy Domains

Finance

Legislative Progress

In Committee
Introduced Committee Passed
Jan 13, 2026

Introduced in Senate

Jan 13, 2026

Read twice and referred to the Committee on Banking, Housing, …

Jan 13, 2026

Ms. Cortez Masto (for herself and Mr. Cramer) introduced the …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology