Financial Stability Oversight Council Improvement Act of 2025
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Financial Stability Oversight Council Improvement Act of 2025, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing, Government Operations.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H70DBDEFD3E244688A0C8B87146E87693: 1. Short title This Act may be cited as the Financial Stability Oversight Council Improvement Act of 2025.
- Section H03124EAE120F4CB9A0F8D4651690AE5E: 2. Financial Stability Oversight Council Section 113 of the Financial Stability Act of 2010 (12 U.S.C. 5323) is amended— in subsection (a)— in paragraph (1),...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
Requires the Financial Stability Oversight Council (FSOC) to first attempt less drastic regulatory actions before designating a nonbank financial company as systemically important
Key Policy Areas
Financial Regulation, Banking
Primary Purpose
Requires the Financial Stability Oversight Council (FSOC) to first attempt less drastic regulatory actions before designating a nonbank financial company as systemically important
Policy Domains
Financial Stability Oversight Council Improvement Act of 2025
Identified Gains
Contextual inference, no direct clause citation- Large nonbank financial companies (e.g., insurance companies, asset managers)
- Financial industry trade groups
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- Financial Stability Oversight Council
- Financial system stability (potential increased risk)
Contextual inference, no direct clause citation
Sponsors
Legislative Progress
In CommitteeMr. Rounds (for himself and Mr. Peters) introduced the following …
Read twice and referred to the Committee on Banking, Housing, …
Introduced in Senate
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "fsoc"
- → Financial Stability Oversight Council (FSOC)
- "primary_financial_regulatory_agency"
- → Primary financial regulatory agency with respect to the company
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology