Housing BOOM Act
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill substantially expands federal support for affordable housing production, preservation, homelessness services, and unhoused behavioral health care through a mix of tax credit changes, loan and grant programs, voucher expansion, and large authorization increases across multiple housing and homelessness programs.
Who Benefits and How
Affordable housing developers, public housing agencies, States, local governments, Tribes, and nonprofit organizations could gain major new federal funding and financing tools, while renters, unhoused people, and low- and middle-income households could benefit from more housing supply, services, vouchers, and homelessness or behavioral health support.
Who Bears the Burden and How
HUD, Treasury, USDA, HHS, and related agencies would need to stand up and administer multiple new funds, grants, councils, and plans, and construction recipients would face prevailing wage and apprenticeship requirements on several funded projects.
Key Provisions
- Triples the State housing credit ceiling and creates new middle-income loan, workforce housing block grant, and housing accelerator programs.
- Increases authorizations for CDBG, HOME, disaster resilience, rural housing, Indian housing, supportive housing, HOPWA, homelessness assistance, and Section 8 vouchers.
- Creates grants to convert structures into emergency shelters, housing for homeless people, and affordable housing from State and local government buildings.
- Creates a SAMHSA Center for Unhoused Individuals and behavioral health response grants for unhoused people.
- Creates housing navigation and eviction-prevention efforts and establishes an interagency housing affordability council and a HUD Language Access Plan.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
This bill substantially expands federal support for affordable housing production, preservation, homelessness services, and unhoused behavioral health care through a mix of tax credit changes, loan and grant programs, voucher expansion, and large authorization increases across multiple housing and homelessness programs.
Key Policy Areas
Housing, Healthcare, Government Operations
Primary Purpose
This bill substantially expands federal support for affordable housing production, preservation, homelessness services, and unhoused behavioral health care through a mix of tax credit changes, loan and grant programs, voucher expansion, and large authorization increases across multiple housing and homelessness programs.
Policy Domains
Main Provisions
Identified Gains
Contextual inference, no direct clause citation- Affordable housing, homelessness, and unhoused-services programs receiving new or expanded federal funding and financing
- Households, renters, and unhoused people targeted by the bill's housing and supportive-service expansions
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- Federal, state, local, tribal, and nonprofit entities administering or complying with the expanded housing and homelessness programs
- Construction recipients subject to the bill's prevailing wage and apprenticeship requirements
Contextual inference, no direct clause citation
Legislative Progress
In CommitteeRead twice and referred to the Committee on Finance.
Introduced in Senate
Mr. Schiff introduced the following bill; which was read twice …
Stakeholder Effects
cui bono?How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.
Community Development Block Grant recipients receiving higher annual federal funding, Department of Housing and Urban Development officials developing and releasing the Language Access Plan, Department of Housing and Urban Development officials establishing the Office of Eviction Prevention and administering the grants
Positive-direction: Community Development Block Grant recipients receiving higher annual federal funding, Disaster resilience and climate adaptation grant recipients under the Community Development Block Grant framework, Eligible entities receiving mental and behavioral health response grants for unhoused individuals, Entities converting structures into emergency shelters and housing for homeless persons and families, Homelessness assistance programs under McKinney-Vento receiving larger annual appropriations, Indian housing block grant recipients receiving increased annual funding, States receiving workforce housing block grant funds, USDA rural housing programs receiving increased annual appropriations
Negative-direction: Department of Housing and Urban Development officials developing and releasing the Language Access Plan, Department of Housing and Urban Development officials establishing the Office of Eviction Prevention and administering the grants, Federal officials establishing and participating in the Interagency Council on Housing Affordability and Preservation, Federal officials standing up and operating the SAMHSA Center for Unhoused Individuals
Affordable housing developers using low-income housing tax credits, Construction recipients funded through the unhoused behavioral health grant subpart and subject to wage and apprenticeship rules, Construction recipients funded under the homelessness assistance title and subject to prevailing wage and apprenticeship rules
Positive-direction: Affordable housing developers using low-income housing tax credits, Housing opportunities and related HIV-response programs receiving additional annual appropriations, Housing programs for persons with AIDS receiving increased funding, Projects converting State and local government buildings into affordable housing, Supportive housing programs for persons with disabilities receiving larger annual appropriations, Supportive housing programs for the elderly receiving larger annual appropriations
Negative-direction: Construction recipients funded through the unhoused behavioral health grant subpart and subject to wage and apprenticeship rules, Construction recipients funded under the homelessness assistance title and subject to prevailing wage and apprenticeship rules
Homeless persons and families receiving new emergency shelter or housing capacity, Unhoused individuals receiving improved mental and behavioral health services, Unhoused individuals targeted by a new SAMHSA center focused on mental and behavioral health access
At-risk tenants targeted for eviction prevention support, Households eligible for additional Section 8 tenant-based rental assistance vouchers
Community and nonprofit entities receiving grants for housing assistance and navigation services
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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