S3341-119

In Committee

Investing in All of America Act of 2025

119th Congress Introduced Dec 3, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

Expands and reshapes Small Business Investment Company leverage rules by revising what counts as private capital, adjusting leverage caps, and broadening leverage exclusions for rural, critical-technology, and manufacturing investments.

Who Benefits and How

SBICs and qualifying small businesses can access more leverage flexibility and more favorable treatment for targeted investments, especially in rural, critical-technology, and manufacturing businesses.

Who Bears the Burden and How

SBICs that rely on government-sourced capital for leverage approval face tighter limits on what can count as private capital, and SBA administrators must apply more detailed leverage rules.

Key Provisions

  • Excludes additional government-sourced funds from private capital for leverage-approval purposes.
  • Adjusts SBIC leverage caps, including higher caps for some payment structures and commonly controlled groups.
  • Expands leverage-exclusion treatment to certain rural, critical-technology, and manufacturing investments.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.

At a Glance

What This Bill Does

Expands and reshapes Small Business Investment Company leverage rules by revising what counts as private capital, adjusting leverage caps, and broadening leverage exclusions for rural, critical-technology, and manufacturing investments.

Key Policy Areas

Finance, Technology, Government Operations

Primary Purpose

Expands and reshapes Small Business Investment Company leverage rules by revising what counts as private capital, adjusting leverage caps, and broadening leverage exclusions for rural, critical-technology, and manufacturing investments.

Policy Domains

Finance Technology Government Operations

Main Provisions

Identified Gains
Contextual inference, no direct clause citation
  • Small business investment companies
  • Small businesses in rural and strategic sectors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Identified Costs
Contextual inference, no direct clause citation
  • SBICs relying on government-sourced capital
  • Small Business Administration administrators
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is

Contextual inference, no direct clause citation

Legislative Progress

In Committee
Introduced Committee Passed
Dec 3, 2025

Mr. Hickenlooper (for himself, Mr. Marshall, Mr. Young, and Mr. …

Dec 3, 2025

Read twice and referred to the Committee on Small Business …

Dec 3, 2025

Introduced in Senate

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Finance
3 mentions across 1 clause
+2 positive -1 negative

Rural, critical-technology, and manufacturing small businesses seeking SBIC capital, SBICs relying on government-sourced capital for leverage approval, Small Business Investment Companies with qualifying investments

Positive-direction: Rural, critical-technology, and manufacturing small businesses seeking SBIC capital, Small Business Investment Companies with qualifying investments

Negative-direction: SBICs relying on government-sourced capital for leverage approval

1/2
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Technology Government Operations
Actor Mappings
"the administrator"
→ Administrator of the Small Business Administration

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology