S3295-119

In Committee

A bill to amend the Internal Revenue Code of 1986 to establish a credit for adult child caregivers.

119th Congress Introduced Dec 2, 2025

Summary

What This Bill Does

The bill amends the Internal Revenue Code to create a new Section 25F establishing a $2,000 tax credit for individuals who provide at least 10 hours per week of in-home care to aging family members (age 55+) who cannot perform and establishes detailed eligibility requirements for the $2,000 multigenerational home caregiver tax credit: caregiver must be 18+ (or 16+ if emancipated), U.S. It relies on tax credits and reporting requirements. The main policy areas are Taxation, Healthcare, and Social Welfare.

Who Benefits and How

Family caregivers providing in-home elder care could gain revenue opportunities, Family caregivers of aging relatives living in multigenerational households could gain revenue opportunities, and Middle-income families with elderly dependents (AGI under $275,000) could see lower costs.

Who Bears the Burden and How

Federal government (Treasury) could face higher costs, IRS/Treasury Department would take on compliance duties, and Licensed healthcare providers (physicians, nurses) would take on compliance duties.

Key Provisions

  • Amends the Internal Revenue Code to create a new Section 25F establishing a $2,000 tax credit for individuals who provide at least 10 hours per week of in-home care to aging family members (age 55+) who cannot perform...
  • Establishes detailed eligibility requirements for the $2,000 multigenerational home caregiver tax credit: caregiver must be 18+ (or 16+ if emancipated), U.S.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill amends the Internal Revenue Code to create a new Section 25F establishing a $2,000 tax credit for individuals who provide at least 10 hours per week of in-home care to aging family members (age 55+) who cannot perform and establishes detailed eligibility requirements for the $2,000 multigenerational home caregiver tax credit: caregiver must be 18+ (or 16+ if emancipated), U.S.

Key Policy Areas

Taxation, Healthcare, Social Welfare

Primary Purpose

The bill amends the Internal Revenue Code to create a new Section 25F establishing a $2,000 tax credit for individuals who provide at least 10 hours per week of in-home care to aging family members (age 55+) who cannot perform and establishes detailed eligibility requirements for the $2,000 multigenerational home caregiver tax credit: caregiver must be 18+ (or 16+ if emancipated), U.S.

Policy Domains

Taxation Healthcare Social Welfare

Section 1 - Findings

Identified Gains
  • Family caregivers providing in-home elder care
  • Family caregivers of aging relatives living in multigenerational households
  • Middle-income families with elderly dependents (AGI under $275,000)
  • Low-to-middle income families (AGI under $75,000 single/$150,000 joint)
  • Older adults (age 55+) requiring assistance with daily living activities
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
Family caregivers providing in-home elder care:
Middle-income families with elderly dependents (AGI under $275,000):
Low-to-middle income families (AGI under $75,000 single/$150,000 joint):
Older adults (age 55+) requiring assistance with daily living activities:
Family caregivers of aging relatives living in multigenerational households:
Identified Costs
  • Federal government (Treasury)
  • IRS/Treasury Department
  • Licensed healthcare providers (physicians, nurses)
  • Healthcare providers required to provide attestation
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
IRS/Treasury Department:
Federal government (Treasury):
Licensed healthcare providers (physicians, nurses):
Healthcare providers required to provide attestation:

Legislative Progress

In Committee
Introduced Committee Passed
Dec 2, 2025

Mr. Welch (for himself and Mr. Scott of Florida) introduced …

Dec 2, 2025

Read twice and referred to the Committee on Finance.

Dec 2, 2025

Introduced in Senate

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Taxpayers
3 mentions across 2 clauses
+2 positive ?1 uncertain

Higher income families (AGI over $275,000), Low-to-middle income families (AGI under $75,000 single/$150,000 joint), Middle-income families with elderly dependents (AGI under $275,000)

Household Caregiving
2 mentions across 2 clauses
+2 positive

Family caregivers of aging relatives living in multigenerational households, Family caregivers providing in-home elder care

Government
2 mentions across 2 clauses
-2 negative

Federal government (Treasury), IRS/Treasury Department

Healthcare
2 mentions across 2 clauses
-2 negative

Healthcare providers required to provide attestation, Licensed healthcare providers (physicians, nurses)

Social Security
1 mention across 1 clause
+1 positive

Older adults (age 55+) requiring assistance with daily living activities

2/3
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Taxation Healthcare Social Welfare
Domains
Taxation Elder Care
Actor Mappings
"the_secretary"
→ Secretary of the Treasury
"secretary_of_hhs"
→ Secretary of Health and Human Services

Key Definitions

Terms defined in this bill

3 terms
"eligible individual" §25F(b)(1)

A U.S. citizen age 18+ (or 16+ if emancipated) who lives with a qualified relative for 6+ months/year, provides 10+ hours/week of care, and obtains healthcare provider attestation

"qualified relative" §25F(b)(2)

An individual age 55+ who is the taxpayer's parent, grandparent, or in-law, unable to perform at least 1 ADL and 3 IADLs requiring 10+ hours/week assistance for 180+ days

"instrumental activities of daily living" §25F(b)(2)(C)

Includes meal planning/preparation, managing finances, shopping, household chores, communicating by phone/media, and traveling/participating in community

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology