S3201-119

Introduced

To amend chapter 131 of title 5, United States Code, to prohibit transactions involving certain assets by Members of Congress, to require Members of Congress and their spouses and dependent children to place certain assets into blind trusts, and for other purposes.

119th Congress Introduced Nov 19, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill amends Chapter 131 of title 5, U.S. Code to add a new subchapter prohibiting Members of Congress and their families from holding covered financial instruments (individual stocks, securities, commodities, defines key terms for the subchapter including covered financial instrument, qualified blind trust, diversified fund, and other terms necessary to implement the congressional stock trading ban, and requires current and new Members of Congress to certify, divest, or place covered financial instruments in qualified blind trusts within 120 days, with extension provisions up to 180 days. It relies on compliance mandates, reporting requirements, and definition changes. The main policy areas are Government Ethics and Finance.

Who Benefits and How

Blind trust management firms could gain revenue opportunities, Blind trust management firms and financial advisors could gain revenue opportunities, and General public and transparency advocates would be affected.

Who Bears the Burden and How

Members of Congress would take on compliance duties, Congressional ethics offices would take on compliance duties, and Members of Congress who violate the stock trading ban could face higher costs.

Key Provisions

  • Amends Chapter 131 of title 5, U.S. Code to add a new subchapter prohibiting Members of Congress and their families from holding covered financial instruments (individual stocks, securities, commodities...
  • Defines key terms for the subchapter including covered financial instrument, qualified blind trust, diversified fund, and other terms necessary to implement the congressional stock trading ban.
  • Requires current and new Members of Congress to certify, divest, or place covered financial instruments in qualified blind trusts within 120 days, with extension provisions up to 180 days.
  • Requires each Member of Congress to submit an annual written certification to the applicable supervising ethics committee confirming compliance with the stock trading ban.
  • Establishes enforcement mechanisms for the stock trading ban: written notices for violations, hearing rights for accused members, mandatory disgorgement of profits from prohibited transactions to the Treasury...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill amends Chapter 131 of title 5, U.S. Code to add a new subchapter prohibiting Members of Congress and their families from holding covered financial instruments (individual stocks, securities, commodities, defines key terms for the subchapter including covered financial instrument, qualified blind trust, diversified fund, and other terms necessary to implement the congressional stock trading ban, and requires current and new Members of Congress to certify, divest, or place covered financial instruments in qualified blind trusts within 120 days, with extension provisions up to 180 days.

Key Policy Areas

Government Ethics, Finance

Primary Purpose

The bill amends Chapter 131 of title 5, U.S. Code to add a new subchapter prohibiting Members of Congress and their families from holding covered financial instruments (individual stocks, securities, commodities, defines key terms for the subchapter including covered financial instrument, qualified blind trust, diversified fund, and other terms necessary to implement the congressional stock trading ban, and requires current and new Members of Congress to certify, divest, or place covered financial instruments in qualified blind trusts within 120 days, with extension provisions up to 180 days.

Policy Domains

Government Ethics Finance

Subchapter IV - Covered Financial Instruments of Members of Congress and Their Spouses and Dependent Children

Identified Gains
  • Blind trust management firms
  • Blind trust management firms and financial advisors
  • General public and transparency advocates
  • U.S. Treasury
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
U.S. Treasury:
Blind trust management firms:
General public and transparency advocates:
Blind trust management firms and financial advisors:
Identified Costs
  • Members of Congress
  • Congressional ethics offices
  • Members of Congress who violate the stock trading ban
  • Congressional ethics committees (Senate Select Committee on Ethics, House Committee on Ethics)
  • Government Accountability Office (GAO)
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: is
Members of Congress: ,
Congressional ethics offices: ,
Government Accountability Office (GAO):
Members of Congress who violate the stock trading ban:
Congressional ethics committees (Senate Select Committee on Ethics, House Committee on Ethics):

Legislative Progress

Introduced
Introduced Committee Passed
Nov 19, 2025

Mr. Sheehy introduced the following bill; which was read twice …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Government
9 mentions across 5 clauses
+1 positive -8 negative

Congressional ethics committees, Congressional ethics committees (Senate Select Committee on Ethics, House Committee on Ethics), Congressional ethics offices

Positive-direction: U.S. Treasury

Negative-direction: Congressional ethics committees, Congressional ethics committees (Senate Select Committee on Ethics, House Committee on Ethics), Congressional ethics offices, Government Accountability Office, Members of Congress, Members of Congress who violate the stock trading ban

Trust, Fiduciary, And Custody Activities
3 mentions across 2 clauses
+2 positive -1 negative

Blind trust management firms, Blind trust management firms and financial advisors, Qualified blind trust trustees

Positive-direction: Blind trust management firms, Blind trust management firms and financial advisors

Negative-direction: Qualified blind trust trustees

Civic Organizations
1 mention across 1 clause
+1 positive

General public and transparency advocates

7/9
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Government Ethics Finance
Actor Mappings
"comptroller_general"
→ Comptroller General of the United States (GAO)
"supervising_ethics_office"
→ Select Committee on Ethics of the Senate / Committee on Ethics of the House of Representatives

Key Definitions

Terms defined in this bill

5 terms
"commodity" §13161(1)

Has the meaning given the term in section 1a of the Commodity Exchange Act (7 U.S.C. 1a).

"covered financial instrument" §13161(2)

Any investment in a security, security future, or commodity, including synthetic interests via derivatives. Includes indirect interests through investment funds, trusts, employee benefit plans, and deferred compensation plans. Excludes diversified mutual funds, diversified ETFs, Treasury bills/notes/bonds, spouse/child primary compensation, and government retirement plans.

"diversified" §13161(5)

A fund, trust, or plan that does not have a stated policy of concentrating investments in any industry, business, single country other than the US, or bonds of a single State.

"initial property" §13161(6)

An asset or financial interest transferred to a qualified blind trust by or on behalf of an interested party or relative.

"qualified blind trust" §13161(9)

A qualified blind trust as defined in section 13104(f)(3), approved in writing by the applicable supervising ethics office.

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology