To amend the Internal Revenue Code of 1986 to extend the temporary enhanced premium credits, and for other purposes.
Summary
What This Bill Does
Extends the enhanced Affordable Care Act premium tax credits through 2027 and extends the 2026 exchange open enrollment period through January 15, 2026.
Who Benefits and How
Marketplace enrollees could face lower premium costs for longer and have more time to sign up for 2026 coverage.
Who Bears the Burden and How
The federal government would bear additional subsidy costs, and exchanges and insurers would have to administer a longer enrollment window.
Key Provisions
- Extends the temporary enhanced ACA premium tax credits through January 1, 2028.
- Extends the exchange open enrollment period for plan year 2026 through January 15, 2026.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
Extends the enhanced Affordable Care Act premium tax credits through 2027 and extends the 2026 exchange open enrollment period through January 15, 2026.
Key Policy Areas
Healthcare, Finance
Primary Purpose
Extends the enhanced Affordable Care Act premium tax credits through 2027 and extends the 2026 exchange open enrollment period through January 15, 2026.
Policy Domains
Main Provisions
Identified Gains
Contextual inference, no direct clause citation- Individuals buying coverage through ACA exchanges
- Health insurers participating in the exchange market
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- Federal budget resources funding the extended subsidies
- Exchange administrators handling the longer open enrollment period
Contextual inference, no direct clause citation
Sponsors
Legislative Progress
IntroducedMr. Welch introduced the following bill; which was read twice …
Stakeholder Effects
cui bono?How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.
ACA marketplace enrollees receiving larger premium subsidies for longer, Individuals seeking 2026 exchange coverage during the extended enrollment period
Federal budget resources financing the extended subsidy levels
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology