S2963-118

Introduced

To amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions.

118th Congress Introduced Sep 28, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Transportation, Housing.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section S1: 1. Short title This Act may be cited as the Community Development Investment Tax Credit Act of 2023.
  • Section ideeb7bb12d9b4455cb1d78227b129aca5: 2. Community development financial institution investment tax credit Subpart D of part IV of subchapter A of chapter 1 of the Internal Revenue Code of 1986 is...
  • Section idDACFF7F844ED412BA6F3C9A9F1BE3B13: 45BB. Community development financial institution investment tax credit For purposes of section 38, in the case of a taxpayer who holds a qualified CDFI...
  • Section idD5AF6C6439254D39BC18A40E69F513AF: 3. Community development equity funds Section 105 of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4704) is amended by...
  • Section idb42fdcb6e478481481f7837e64a6bd36: 4. Emerging CDFIs Section 105 of the Community Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 4704), as amended by section 3 of this...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Transportation, Housing

Primary Purpose

This bill, To amend the Internal Revenue Code of 1986 to provide a credit for investment in Community Development Financial Institutions., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Transportation Housing

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
financial institutions, investors, and borrowers: , ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: is
federal implementing agencies: , ,
financial institutions, investors, and borrowers: , ,

Legislative Progress

Introduced
Introduced Committee Passed
Sep 28, 2023

Mr. Warner (for himself, Mr. Wicker, Mr. Peters, Mrs. Hyde-Smith, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Transportation Housing
Actor Mappings
"the_secretary"
→ The Secretary identified in the operative section

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology