To amend the Small Business Investment Act of 1958 to enhance the Office of Credit Risk Management, to require the Administrator of the Small Business Administration to issue rules relating to environmental obligations of certified development companies, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Small Business Investment Act of 1958 to enhance the Office of
Credit Risk Management, to require the Administrator of the Small Business
Administration to issue rules relating to environmental obligations of certified
development companies, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Environment.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section id4a2098f2-f923-4f7a-b5da-fc82e765a138: 1. Short title This Act may be cited as the 504 Credit Risk Management Improvement Act of 2025.
- Section id6b74ebd0-cbb2-4699-b07b-0429ee68118e: 2. Enhancements to the Office of Credit Risk Management Title V of the Small Business Investment Act of 1958 (15 U.S.C. 695 et seq.) is amended by adding at...
- Section idfa77f39969c040a78f52334941035129: 511. Office of Credit Risk Management oversight In this section— the term Director means the Director of the Office; and the term Office means the Office of...
- Section id6aeb1101-36bc-4666-a006-21f0dbeb6184: 3. Rules relating to obligations of certified development companies under the National Environmental Policy Act In this section, the term eligible certified...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To amend the Small Business Investment Act of 1958 to enhance the Office of Credit Risk Management, to require the Administrator of the Small Business Administration to issue rules relating to environmental obligations of certified development companies, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Government Operations, Environment
Primary Purpose
This bill, To amend the Small Business Investment Act of 1958 to enhance the Office of Credit Risk Management, to require the Administrator of the Small Business Administration to issue rules relating to environmental obligations of certified development companies, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Todd Young
R-IN | Primary Sponsor
Legislative Progress
IntroducedMr. Young (for himself and Ms. Klobuchar) introduced the following …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "administrator_of_sba"
- → Administrator of the Small Business Administration
Key Definitions
Terms defined in this bill
the Office of Credit Risk Management established under section 47 of the Small Business Act (15 U.S.C. 657t). The Office— shall be responsible for— supervising any certified development company, as provided in subsection (d)
the Director of the Office
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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