To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Fair Debt Collection Practices Act to provide enhanced
protection against debt collector harassment of members of the Armed Forces, and for
other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors. The main policy domain is Defense, Veterans Affairs, Environment.
Who Benefits and How
defense agencies, service members, and defense contractors may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, defense agencies, service members, and defense contractors may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H3F466A9D260941119506321A78054CD8: 1. Short title This Act may be cited as the Fair Debt Collection Practices for Servicemembers Act.
- Section HE67CB357DC644FA486556BF6EFFCB6F8: 2. Enhanced protection against debt collector harassment of servicemembers Section 805 of the Fair Debt Collection Practices Act (15 U.S.C. 1692c) is amended...
- Section H7B8D454DEDD84924938FDA64173D24CC: 3. GAO study In this section, the term covered individual has the meaning given the term in subsection (e) of section 805 of the Fair Debt Collection Practices...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors.
Key Policy Areas
Defense, Veterans Affairs, Environment
Primary Purpose
This bill, To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors.
Policy Domains
Whole bill
Identified Gains
- defense agencies, service members, and defense contractors
Identified Costs
- federal implementing agencies
- defense agencies, service members, and defense contractors
Sponsors
Legislative Progress
IntroducedMr. Warnock (for himself, Mr. Budd, and Mr. Cornyn) introduced …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology