S2232-119

Reported

To expand the surety bond program under the Small Business Investment Act of 1958, and for other purposes.

119th Congress Introduced Jul 9, 2025

At a Glance

Read full bill text

Legislative Progress

Reported
Introduced Committee Passed
Jul 30, 2025

Reported by Ms. Ernst, with an amendment

Jul 9, 2025

Mr. Markey introduced the following bill; which was read twice …

Summary

What This Bill Does

Increases the Small Business Administration surety bond guarantee limits from $6.5 million to $20 million for individual contracts and total work orders, enabling small businesses to compete for larger construction projects.

Who Benefits and How

Small construction contractors gain access to larger federal and private contracts. The SBA receives up to 5% of program funds for administrative costs. Surety companies benefit from expanded government guarantees.

Who Bears the Burden and How

Taxpayers bear increased risk exposure from larger guaranteed bonds. The SBA surety fund may face larger potential claims. Larger contractors face increased small business competition for mid-sized projects.

Key Provisions

  • Raises bond limits from $6.5 million to $20 million
  • Allows 5% of fund for SBA administrative expenses (IT, personnel, outreach)
  • Applies to both individual contracts and total work orders
Model: claude-opus-4
Generated: Jan 10, 2026 17:44

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Expands SBA surety bond program limits from $6.5 million to $20 million for small businesses

Policy Domains

Small Business Construction Government Contracting

Legislative Strategy

"Enable small business participation in larger construction projects"

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Small Business Government Contracting
Actor Mappings
"the_administrator"
→ SBA Administrator

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology